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Active
3
beds
2
baths
1,152
sqft
-
garage
Listed by LAND SOUTH REALTY, LLC· Last updated · MLS# B4902047
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About this home
120 Clearwater CT is a 1991-built home in Clearwater Lk Ests Add, Polk City. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,152 square feet of living space. Listed at $189,900 (about $165/sqft), 291 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
From the listing
Move-In Ready 3 Bedroom Home – No HOA! Beautifully updated 1991 manufactured home featuring 3 bedrooms, 2 baths, and 1,152 sq. ft. of comfortable living space situated on a high and dry .27-acre lot. Step inside to find a fresh, modern feel with new interior paint, brand-new carpet & vinyl flooring, updated bathrooms, and a stylish kitchen with new cabinets. Major updates provide peace of mind, including a new roof on the home, carport, and shed, along with a new AC system and ductwork. Additional highlights include a carport, enclosed storage room, new deck, steps, skirting, and ample outdoor space to enjoy. Conveniently located in a No Flood Zone, this property has septic and county water. With No HOA restrictions, you’ll enjoy more freedom and flexibility. Financing options available: FHA, Conventional, and VA.
The essentials
Built
1991
Price / sqft
$165
On market
306 days
Annual tax
$1,645
Flood zone
X · low risk
Lot
11,918 sqft
Type
Manufactured Home
Location
Type
Manufactured Home
Year Built
1991
Lot
11,918 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
306
Flood Zone X
Annual Tax (2024)
$1,645
Parcel #
25-26-32-000000-041350
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Clearwater Lk Ests Add
County
Polk
MLS Area
33868 - Polk City
Lot Size
11,918 sqft
Date
Event
Price
6/15/2026
Price change
Source: Stellar MLS #B4902047
$189,900-2.6%
$165/sqft
—
Price change
Source: Stellar MLS #B4902047
$194,900-13.3%
$169/sqft
8/28/2025
Listed for sale
Source: Stellar MLS #B4902047
$224,900
$195/sqft
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Loan Details
$100K$2M
Your Results
Total Monthly Payment
$1,427
Principal, interest, tax, insurance
- P&I$990
- Tax$137
- Insurance$300
Loan Amount
$151,920
Down Payment %
20.0%
First Year Summary
Principal
$1,604
Interest
$10,281
Balance
$150,316
Total Interest
$204,626
Total Cost
$356,546
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