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$569,900
12619 98th St, Largo, FL, 33773
$244/sqft · Blue Water Cove
3
beds
2
baths
2,332
sqft
2
garage
Listed by CENTURY 21 RE CHAMPIONS· Last updated · MLS# MFRTB8370495
Ask About This Home
This is a 1981-built single-family home in Blue Water Cove. Flood zone AE — confirm flood insurance requirements with your lender. 437 days on market — likely some room to negotiate.
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Est. Monthly Payment
$2,972/mo
20% down · 30-yr fixed · 6.5% APR
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Year Built1981
On Market437 days
Lot10,163 sqft
Annual Tax$173
Flood ZoneAE
About This Property
12619 98th St is a 1981-built home in Blue Water Cove, Largo. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,332 square feet of living space. Listed at $569,900 (about $244/sqft), 395 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
From the listing
Beautifully updated 3 Bedroom, 2 Bath, 2 Car Garage home located in Blue Water Cove. This home is located at the end of the street. 2,332 sq. ft. Home has been completely updated with New Roof, New Paint inside and outside, Newly Updated Kitchen with Quartz Countertops, Cabinets, GE Appliances, Tiled Living Areas, Laminate flooring in All Bedrooms, 8 Ceiling Fans, Storm Impact Windows, 2 Fireplaces, Pool Resurfaced, Upgraded Pool Deck to Pavers, Rescreened Pool Enclosure, Resurfaced Garage Floor, New 4-Ton AC and so much more. Double Gate in fence on back side of home for easy storage of RV or Boat. Move-In Ready! NO HOA Fee! Home had some water intrusion during Hurricane Milton but repairs have been completed.
Location
Property Details
🏠
Type
Single Family Residence
📅
Year Built
1981
🌳
Lot
10,163 sqft
❄️
Cooling
Central Air
🔥
Heating
Central, Electric, Heat Pump
🚗
Parking
Driveway
🏊
Pool
Gunite, In Ground, Lighting, Screen Enclosure
📆
Days on Market
437
Features
Ceiling Fans(s)
Split Bedroom
Thermostat
Window Treatments
Private Mailbox
Rain Gutters
Sidewalk
Sprinkler Metered
Street Lights
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range
Refrigerator
Taxes & Public Records
🏡Homestead exemption on file🌊Flood Zone AE
Annual Tax (2024)
$173
Parcel #
11-30-15-09416-000-0450
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.
Lot & Community
Subdivision
Blue Water Cove
County
Pinellas
MLS Area
33773 - Largo
Lot Size
10,163 sqft
Corner LotFlood Insurance RequiredFloodZoneLevelOversized LotSidewalkUnincorporated
Price History
| Event | Date | Price | Change |
|---|---|---|---|
| Price Change | May 4, 2026 | $569,900 | -$30,000 |
| Previous Price | — | $599,900 | -$30,100 |
| Listed | Apr 4, 2025 | $630,000 | — |
Affordable Financing
Affordability Calculator
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Loan Details
$100K$2M
Your Results
Total Monthly Payment
$3,287
Principal, interest, tax, insurance
- P&I$2,972
- Tax$14
- Insurance$300
Loan Amount
$455,920
Down Payment %
20.0%
First Year Summary
Principal
$4,813
Interest
$30,854
Balance
$451,107
Total Interest
$614,093
Total Cost
$1,070,013
