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$250,000
11450 Harbor Way #5002, Largo, FL, 33774
$208/sqft · Shipwatch Five
2
beds
2
baths
1,200
sqft
-
garage
Listed by CENTURY 21 COAST TO COAST· Last updated · MLS# MFRTB8461084
Ask About This Home
This is a 1985-built condo in Shipwatch Five. Flood zone X — outside the high-risk areas, which keeps insurance manageable. 155 days on market — likely some room to negotiate.
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Est. Monthly Payment
$1,304/mo
20% down · 30-yr fixed · 6.5% APR
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Year Built1985
On Market155 days
Annual Tax$4,682
Flood ZoneX
About This Property
11450 Harbor Way #5002 is a 1985-built home in Shipwatch Five, Largo. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,200 square feet of living space. Listed at $250,000 (about $208/sqft), 138 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
From the listing
BIG PRICE IMPROVEMENT! Near the Beaches! Condo in The Shipwatch Yacht & Tennis Club. This end unit is on the second level. Entry closet and a few stairs to your open living room/dining room combo with vaulted ceilings and windows. There is also a bonus sun room. The kitchen has an eat in area and a laundry closet. A/C replaced in February 2025. Phase five has one of the lowest month fees in the development. There is an exterior shed for owners use. One designated parking space under carport. IT is located on the Gulf of Mexico's Intracoastal Waterway. Short distance to Indian Rocks Beach and Clearwater Beach.This 56-acre community includes: Boat Slips; Boat Ramp; Private Marina; 11 Tennis Courts; Pickleball courts; 2 pools; Hot Tub; Walking Trails; Clubhouse; Ponds; Bike Trail; a BYOB restaurant/café; and well-maintained grounds. One pet up to 25lbs. is welcome. NO MILESTONE REPORT NEEDED. Priced to sell! Lowest price in development. Close to shopping, restaurants, hospitals and clinics, pubs, grocery stores and the BEACH IS JUST OVER THE BRIDGE!
Location
Property Details
🏠
Type
Condominium
📅
Year Built
1985
🌳
Lot
-
❄️
Cooling
Central Air
🔥
Heating
Central
🚗
Parking
-
📆
Days on Market
155
Features
Cathedral Ceiling(s)
Living Room/Dining Room Combo
Storage
Buyer Approval Required
Clubhouse
Fitness Center
Gated Community - No Guard
Pool
Tennis Court(s)
Disposal
Dryer
Range
Refrigerator
Washer
Taxes & Public Records
🌊Flood Zone X
Annual Tax (2024)
$4,682
Parcel #
13-30-14-81168-001-5002
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.
Lot & Community
Subdivision
Shipwatch Five
County
Pinellas
MLS Area
33774 - Largo
Lot Size
-
LandscapedNear Public Transit
Price History
| Event | Date | Price | Change |
|---|---|---|---|
| Price Change | May 29, 2026 | $250,000 | -$29,900 |
| Previous Price | — | $279,900 | — |
Affordable Financing
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Loan Details
$100K$2M
Your Results
Total Monthly Payment
$1,994
Principal, interest, tax, insurance
- P&I$1,304
- Tax$390
- Insurance$300
Loan Amount
$200,000
Down Payment %
20.0%
First Year Summary
Principal
$2,111
Interest
$13,535
Balance
$197,889
Total Interest
$269,386
Total Cost
$469,386
