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Active
$264,000
6404 Torrington Cir, Lakeland, FL, 33811
$192/sqft·Chelsea Oaks Ph 2-a
Est. $1,377/moSee payment2
beds
3
baths
1,377
sqft
1
garage
Listed by COLDWELL BANKER REALTY· Last updated · MLS# TB8475075
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About this home
Open FloorplanSidewalkDeed RestrictionsGated Community - No GuardPoolDishwasherDisposalDryer
6404 Torrington Cir is a 2018-built home in Chelsea Oaks Ph 2-a, Lakeland. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,377 square feet of living space. Listed at $264,000 (about $192/sqft), 28 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $350 monthly.
From the listing
One or more photo(s) has been virtually staged. Welcome to this beautifully maintained townhome located in a desirable gated community in Lakeland, offering comfort, convenience, and low-maintenance living. This home is perfectly situated within a community that features a resort-style pool and well-kept common areas. The HOA provides exceptional value by covering the roof, exterior painting, landscaping, pool maintenance, and all common areas, giving you peace of mind and a truly lock-and-leave lifestyle. Enjoy the benefits of community living while still having the privacy of your own townhome. Conveniently located near shopping, dining, major roadways, and everyday necessities, this property is ideal for homeowners or investors alike. Don’t miss the opportunity to own in a well-managed community where maintenance is taken care of for you—schedule your showing today!
The essentials
Built
2018
Price / sqft
$192
On market
137 days
Annual tax
$3,482
HOA
$350/mo
Flood zone
X · low risk
Lot
2,561 sqft
Type
Townhouse
Location
Type
Townhouse
Year Built
2018
Lot
2,561 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
137
Open Floorplan
Sidewalk
Deed Restrictions
Gated Community - No Guard
Pool
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
James W Sikes Elem
Middle
Mulberry Middle
High
Mulberry High
Districts can re-zone, so verify directly with the district before relying on these.
Flood Zone X
Annual Tax (2025)
$3,482
Parcel #
23-29-22-141796-002230
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Chelsea Oaks Ph 2-a
County
Polk
MLS Area
33811 - Lakeland
Lot Size
2,561 sqft
SidewalkPaved
HOA
$350/mo
Chelsea Oaks/ Christina Kelly
Date
Event
Price
2/27/2026
Price change
Source: Stellar MLS #TB8475075
$264,000-2.2%
$192/sqft
2/13/2026
Listed for sale
Source: Stellar MLS #TB8475075
$270,000
$196/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,317
Principal, interest, tax, insurance, HOA
- P&I$1,377
- Tax$290
- Insurance$300
- HOA$350
Loan Amount
$211,200
Down Payment %
20.0%
First Year Summary
Principal
$2,229
Interest
$14,293
Balance
$208,971
Total Interest
$284,472
Total Cost
$495,672
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