$359,999

5515 Golden Isles Dr · Apollo Beach, FL, 33572

$184 / sqft
Mirabay Prcl 7 Ph 1
3
Beds
2
Baths
1,960
Sqft
2
Garage
Ask About This Home

This is a 2004-built home in Mirabay Prcl 7 Ph 1. Flood zone X500 — outside the high-risk areas, which keeps insurance manageable. HOA runs $432 /month. 100 days on market — likely some room to negotiate.

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Year Built2004
On Market100 days
Lot4,600 sqft
Annual Tax$5,365
Flood ZoneX500
HOA$432/mo

About This Property

One or more photo(s) has been virtually staged. 5515 Golden Isles Dr, Apollo Beach, FL 33572 | 3 Bedroom + Office | 1,960 Sq Ft | MiraBay If you've been looking for a home in MiraBay that actually lives as good as it looks, this is the one. Tucked inside the Seacrest area of MiraBay — one of the quietest, most walkable pockets in the community — this updated home sits within easy walking distance of the clubhouse, resort pools, and the walking trails that make this neighborhood feel like a permanent vacation. Inside, 1,960 square feet is laid out in a way that just makes sense. The split floor plan gives the primary suite its own space on one side of the home, with two guest bedrooms and a full bath on the other. In between, you have a dedicated office with French doors, a formal dining room, a casual eating nook, and an open kitchen and living area that all flow together naturally. This is a home with real rooms — not just square footage. The kitchen is well equipped for both everyday cooking and entertaining, with 42-inch upper cabinets, stone countertops, a tile backsplash, stainless steel appliances, a pantry, and a large center island with a breakfast bar. The primary suite has double tray ceilings, a garden tub, glass-enclosed shower, dual sink vanity with makeup counter, and a walk-in closet. Throughout the main living areas, you'll find tile flooring laid in a brick pattern, tray ceilings with shiplap accents, arched entryways, and glass exterior doors that bring in great natural light. Out back, the screened patio overlooks a private yard with no rear neighbors and a rare view of the largest pond in the community — just peaceful Florida living. Overflow parking is conveniently located nearby for guests. The big-ticket items are already done: roof replaced in 2022, A/C replaced in 2022, and water heater replaced in 2020. The exterior was freshly painted in 2025. Here's what makes this listing stand out even more: the HOA covers exterior water and irrigation, landscaping and lawn care, exterior paint, a roof reserve, and periodic exterior pest control. That's a meaningful amount of maintenance taken off your plate every single month. MiraBay is a gated, golf-cart-friendly community with resort-style pools, a 136-foot water slide, a 135-acre lagoon with community kayaks and paddleboards, a 24-hour fitness center, café, tennis, pickleball, basketball, parks, and walking trails. Easy access to US-41 and I-75 puts Tampa, St. Pete, Sarasota, and the Gulf beaches all within reach. Homes in the Seacrest area don't come up often. This one has the layout, the location within the community, and the low-maintenance lifestyle to back it up.

Location

Property Details

🏠
Type
Villa
📅
Year Built
2004
🌳
Lot
4,600 sqft
❄️
Cooling
Central Air
🔥
Heating
Central
🚗
Parking
Driveway, Garage Door Opener
📆
Days on Market
100

Features

Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Gray Water System
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Sidewalk
Association Recreation - Owned
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Park
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Exhaust Fan
Microwave
Range
Refrigerator

Assigned Schools

Elementary

Apollo Beach-HB

Middle

Eisenhower-HB

High

Lennard-HB

Districts can re-zone — verify directly with the district before relying on these.

Taxes & Public Records

🏡Homestead exemption on file📋In a CDD (Community Development District)🌊Flood Zone X500

Annual Tax (2025)

$5,365

Parcel #

U-28-31-19-68H-000061-00002.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Mirabay Prcl 7 Ph 1

County

Hillsborough

MLS Area

33572 - Apollo Beach / Ruskin

Lot Size

4,600 sqft

Cul-De-SacIn CountyLandscapedLevelNear MarinaSidewalkStreet Dead-EndPavedPrivate
HOA
$432/mo
Leland Management for Seacrest Karl Bogolub

Price History

EventDatePriceChange
Price ChangeJun 1, 2026$359,999-$4,001
Previous Price$364,000-$10,000
ListedMar 2, 2026$374,000

Affordable Financing

Affordability Calculator

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$3,057
Principal, interest, tax, insurance, HOA
  • P&I$1,878
  • Tax$447
  • Insurance$300
  • HOA$432
Loan Amount
$287,999
Down Payment %
20.0%
First Year Summary
Principal
$3,040
Interest
$19,490
Balance
$284,959
Total Interest
$387,915
Total Cost
$675,914

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