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Active
4
beds
4
baths
3,278
sqft
3
garage
Listed by D R HORTON REALTY OF TAMPA LLC· Last updated · MLS# TB8482453
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- DEERBROOK
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$27/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
Open FloorplanSliding DoorsDishwasherMicrowave
19778 Holly Flats Ln is a 2026-built home in Deerbrook, Land O Lakes. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,278 square feet of living space. Listed at $569,990 (about $174/sqft), 117 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $27 monthly.
From the listing
Virtually Staged. Under Construction. Located off US-41, Deerbrook showcases new homes in Land O’ Lakes. Homeowners will be a close distance to walking trails and the Suncoast Parkway biking paths, as well as nearby shopping and dining! The Tampa Premium Outlets and Wiregrass Mall are less than 30 minutes away, providing additional shopping and entertainment. Downtown Tampa is just 23 miles away, as is Tampa International Airport. Deerbrook will feature a lineup of our Express and Tradition floorplans, providing a home for every stage of life! The area is zoned for highly rated Pasco County schools and is just minutes away from US Hwy 41. Each home features thoughtfully designed, open-concept floor plans to suit every lifestyle and built with durable concrete block construction on the first and second stories and includes Smart Home System for seamless modern living. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability.
The essentials
Built
2026
Price / sqft
$174
On market
119 days
Annual tax
$0
HOA
$27/mo
Flood zone
x · low risk
Lot
9,181 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2026
Lot
9,181 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
119
Open Floorplan
Sliding Doors
Dishwasher
Microwave
In a CDD (Community Development District)Flood Zone x
Annual Tax (2025)
$0
Parcel #
03 26 18 0110 01500 0040
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Deerbrook
County
Pasco
MLS Area
34638 - Land O Lakes
Lot Size
9,181 sqft
HOA
$27/mo
Access Management
Date
Event
Price
6/11/2026
Price change
Source: Stellar MLS #TB8482453
$569,990-0.9%
$174/sqft
—
Price change
Source: Stellar MLS #TB8482453
$574,990-2.3%
$175/sqft
3/3/2026
Listed for sale
Source: Stellar MLS #TB8482453
$588,740-72.6%
$180/sqft
12/16/2025
Sold
Source: Pasco County Public Record
$2,151,500
$656/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$3,750
Principal, interest, tax, insurance, HOA
- P&I$2,973
- Tax$450
- Insurance$300
- HOA$27
Loan Amount
$455,992
Down Payment %
20.0%
First Year Summary
Principal
$4,813
Interest
$30,859
Balance
$451,179
Total Interest
$614,190
Total Cost
$1,070,182
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