$799,000

1022 Emerald Creek Dr · Valrico, FL, 33596

$254 / sqft
Emerald Creek
5
Beds
4
Baths
3,144
Sqft
3
Garage
Ask About This Home

This is a 2007-built single-family home in Emerald Creek. Flood zone X — outside the high-risk areas, which keeps insurance manageable. HOA runs $500 . 92 days on market — likely some room to negotiate.

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Year Built2007
On Market92 days
Lot27,853 sqft
Annual Tax$14,704
Flood ZoneX
HOA$500/yr

About This Property

Rare opportunity to own a custom-built estate on a spacious .64-acre lot, featuring one of the home’s most valuable highlights — a private in-law suite with its own entrance. Perfect for multigenerational living, extended guests, or added privacy, this separate living space includes a kitchenette, full bathroom, and closet, offering comfort and independence rarely found in single-family homes. The main residence lives as a 4 bed, 3 bath home all thoughtfully designed within a spacious single-story layout. From the moment you arrive, the home makes a statement with its stunning tile roof, half-circle paver driveway, and oversized 3-car garage, providing excellent curb appeal and plenty of parking. Step through the grand double-door entry where your eyes are immediately drawn through the formal living area to the sparkling pool view beyond the expansive windows. Volume ceilings, plantation shutters, and all solid surface flooring add to the home’s elegant yet comfortable feel. The primary suite, located privately on the right side of the home, is filled with natural light and offers tranquil views of the pool area. The suite features a tray ceiling with crown molding, two custom built walk-in closets, dual vanities, a makeup counter, a relaxing garden tub, and a large walk-in shower, all complemented by timeless creamy cabinetry. To the left of the entry sits the formal dining room, featuring a beautiful built-in buffet that leads directly into the stately chef’s kitchen. Designed for both everyday living and entertaining, the kitchen features granite countertops, a center island with seating, real wood cabinetry with dovetail construction, glass-front cabinets, built-in ice maker, and a huge walk-in pantry. A large casual dining area sits beside the kitchen, all overlooking the spacious family room. Just off the family room is a flex room perfect for a home office or den, along with a nearby full bathroom. Down a separate hallway beyond the kitchen are two additional bedrooms connected by a Jack-and-Jill bathroom, along with a laundry room with built-in sink and cabinetry and convenient access to the oversized three-car garage. French doors from the family room lead to a beautiful outdoor retreat featuring a heated pool with multicolor lighting and hot tub, surrounded by a large screened and fully pavered lanai. The fully fenced backyard offers privacy and plenty of space to enjoy the expansive lot. Additional features include two brand-new AC systems (2026), a water softner and mature palm trees border the property. Conveniently located near everything you need, the property is just 10 minutes to Advent Health, 12 minutes to HCA Hospital, and only 5 minutes to Publix grocery store, along with a variety of nearby shops, restaurants, and local plazas. Major roads and highways are also just a short drive away, making commuting simple and convenient. This exceptional home combines space, privacy, and the rare advantage of a private in-law suite, all in a desirable and convenient location.

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
2007
🌳
Lot
27,853 sqft
❄️
Cooling
Central Air
🔥
Heating
Central, Electric
🚗
Parking
-
🏊
Pool
Child Safety Fence, Gunite, Heated, In Ground, Lighting, Screen Enclosure
📆
Days on Market
92

Features

Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
French Doors
Rain Gutters
Sidewalk
Sprinkler Metered
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Range Hood
Refrigerator
Washer
Water Softener

Assigned Schools

Elementary

Cimino-HB

Middle

Burns-HB

High

Bloomingdale-HB

Districts can re-zone — verify directly with the district before relying on these.

Taxes & Public Records

🌊Flood Zone X

Annual Tax (2025)

$14,704

Parcel #

U-13-30-20-2Q8-000000-00011.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Emerald Creek

County

Hillsborough

MLS Area

33596 - Valrico

Lot Size

27,853 sqft

Cul-De-SacIn CountySidewalkPaved
HOA
$500/yr
Ernie Hudson/Emerald Creek Homeowners Association

Price History

EventDatePriceChange
Price ChangeMay 12, 2026$799,000-$26,000
Previous Price$825,000-$25,000
ListedMar 10, 2026$850,000

Affordable Financing

Affordability Calculator

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$5,734
Principal, interest, tax, insurance, HOA
  • P&I$4,167
  • Tax$1,225
  • Insurance$300
  • HOA$42
Loan Amount
$639,200
Down Payment %
20.0%
First Year Summary
Principal
$6,747
Interest
$43,258
Balance
$632,453
Total Interest
$860,958
Total Cost
$1,500,158

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