$375,000

21004 Negril CT · Lutz, FL, 33558

$253 / sqft
Paradise Lakes Individual
2
Beds
2
Baths
1,480
Sqft
-
Garage
Ask About This Home

This is a 1984-built single-family home in Paradise Lakes Individual. Flood zone X — outside the high-risk areas, which keeps insurance manageable. 88 days on market — likely some room to negotiate.

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Year Built1984
On Market88 days
Lot6,183 sqft
Annual Tax$1,505
Flood ZoneX

About This Property

One or more photo(s) has been virtually staged. Welcome to this charming 2-bedroom, 2-bath residence with multiple bonus rooms, offering a rare combination of recent major updates and the opportunity to personalize the interior to your own style. Key improvements provide peace of mind, including a new roof (2024), new AC system (2025), new gas hot water heater (2025), and a newer washer and dryer (2020). This one-owner home has been thoughtfully maintained since it was site-built in 1984 and filled with character, natural light, and exceptional outdoor spaces. Inside, the home has been refreshed with popcorn ceiling removal and newly repainted walls, creating a bright, clean canvas ready for your vision. The property’s layout offers exciting flexibility. The large open kitchen/living room and exceptionally tall ceilings make the space feel open and grand. This thoughtfully designed home offers a world of possibilities for your lifestyle. Along with two spacious bedrooms, you’ll find two versatile bonus rooms plus a sunny Florida room that leads to a beautiful outdoor deck—perfect for creating guest suites, home offices, or even a private lockout for extra income. Natural light fills the home while the surrounding mature landscaping, established trees, and winding garden paths create a peaceful setting perfect for entertaining or relaxing outdoors. Enjoy the privacy of a dedicated driveway, beautiful garden views, and multiple spaces to gather both inside and outside the home. Plenty of storage throughout the home, and a shed and outdoor space with laundry area provide even more storage space. Off-street parking with concrete driveway. While the home retains much of its original charm, it presents an excellent opportunity for a new owner to update and design a personalized dream space while benefiting from the major systems already completed. If you are looking for a home with character, strong structural updates, and creative potential in a serene garden setting, this is a must-see. This was the second house built on this street. The owner has plenty of photos, plans and manuals so you can see the rich history of this property. It is one of a kind. Owner financing available. Located in the gated nudist/clothing-optional community of Paradise Lakes. Buyer is responsible for verifying all information, details and dimensions. Condo association approval of Buyer is required including application, fee, background check, orientation, and membership in a recognized nudist organization. Optional membership to Paradise Lakes Resort offering additional amenities is not included in monthly condo association fee.

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
1984
🌳
Lot
6,183 sqft
❄️
Cooling
Central Air
🔥
Heating
Central, Electric
🚗
Parking
Driveway, Golf Cart Parking, Ground Level, Guest
📆
Days on Market
88

Features

Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Garden
Lighting
Outdoor Shower
Private Yard
Sidewalk
Sliding Doors
Buyer Approval Required
Community Mailbox
Gated Community - No Guard
Golf Carts OK
Street Lights
Dryer
Gas Water Heater
Washer

Taxes & Public Records

🏡Homestead exemption on file🌊Flood Zone X

Annual Tax (2025)

$1,505

Parcel #

35-26-18-0060-00000-0370

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Paradise Lakes Individual

County

Pasco

MLS Area

33558 - Lutz

Lot Size

6,183 sqft

Cul-De-SacLandscapedPrivateSidewalk

Affordable Financing

Affordability Calculator

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$2,381
Principal, interest, tax, insurance
  • P&I$1,956
  • Tax$125
  • Insurance$300
Loan Amount
$300,000
Down Payment %
20.0%
First Year Summary
Principal
$3,167
Interest
$20,303
Balance
$296,833
Total Interest
$404,079
Total Cost
$704,079

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