$299,900

288 Salem St · Safety Harbor, FL, 34695

$319 / sqft
Bay Towne
2
Beds
1
Baths
939
Sqft
-
Garage
Ask About This Home

This is a 1980-built home in Bay Towne. Flood zone X — outside the high-risk areas, which keeps insurance manageable. HOA runs $175 /month. 89 days on market — likely some room to negotiate.

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Year Built1980
On Market89 days
Lot2,496 sqft
Annual Tax$3,789
Flood ZoneX
HOA$175/mo

About This Property

Welcome to this charming villa located in the highly desirable Bay Towne Villas community in the heart of Safety Harbor. This well-maintained residence offers comfortable Florida living with an open and inviting floor plan, abundant natural light, and soaring cathedral ceilings. Additional interior features include the removal of popcorn ceilings and a new washer and dryer, enhancing both style and convenience. Spacious living and dining areas create an ideal setting for everyday living or entertaining. The functional kitchen offers ample cabinetry and workspace, making meal preparation easy and efficient. Recent updates include a roof (2019), while the home’s A/C system was installed in 2022. One of the standout features of this property is the open and private backyard—an uncommon find in many villa communities—providing the perfect space to relax, garden, or entertain outdoors. Best of all, this property offers fee-simple ownership, meaning you own the land and the home is not a condominium, providing greater flexibility and independence. Bay Towne Villas offers a peaceful residential setting with community amenities that include a heated pool and clubhouse. Cable, Internet, lawn, exterior paint are included in the $175 monthly HOA fee! The community is located less than one mile from downtown Safety Harbor, a charming waterfront town nestled along Old Tampa Bay. Residents enjoy close proximity to distinctive shops, award-winning restaurants, cultural venues, and the renowned Safety Harbor Resort and Spa. The area is known for its vibrant community events, including the popular Third Friday Festival, seasonal art and music festivals, and a lively weekly Farmers Market. Outdoor enthusiasts will appreciate being just a few blocks from Philippe Park, featuring scenic waterfront views, walking and biking trails, a boat ramp, fishing areas, and picnic spaces. Nearby Safety Harbor City Park spans 21 acres and offers playgrounds, volleyball courts, baseball fields, a skate park, and paddleboarding opportunities. Ideally located between Clearwater, Tampa, and St. Petersburg, this home is approximately 16 miles from Tampa International Airport and just 12 miles from the world-famous shores of Clearwater Beach. This villa presents a rare opportunity to enjoy low-maintenance living in one of Pinellas County’s most charming and vibrant communities.

Location

Property Details

🏠
Type
Villa
📅
Year Built
1980
🌳
Lot
2,496 sqft
❄️
Cooling
Central Air
🔥
Heating
Central
🚗
Parking
-
📆
Days on Market
89

Features

Cathedral Ceiling(s)
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Walk-in Closet(s)
Window Treatments
Private Yard
Sidewalk
Sliding Doors
Clubhouse
Community Mailbox
Deed Restrictions
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer

Taxes & Public Records

🌊Flood Zone X

Annual Tax (2025)

$3,789

Parcel #

34-28-16-05265-000-0260

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Bay Towne

County

Pinellas

MLS Area

34695 - Safety Harbor

Lot Size

2,496 sqft

HOA
$175/mo
Management and Associates

Affordable Financing

Affordability Calculator

Enter a home price - see your real monthly payment.

Loan Details

$100K$2M

Your Results

Total Monthly Payment
$2,355
Principal, interest, tax, insurance, HOA
  • P&I$1,564
  • Tax$316
  • Insurance$300
  • HOA$175
Loan Amount
$239,920
Down Payment %
20.0%
First Year Summary
Principal
$2,533
Interest
$16,237
Balance
$237,387
Total Interest
$323,156
Total Cost
$563,076

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