$520,000

12762 98th St · Largo, FL, 33773

$360 / sqft
Blue Water Cove
3
Beds
2
Baths
1,444
Sqft
2
Garage
Ask About This Home

This is a 1980-built single-family home in Blue Water Cove. Flood zone AE — confirm flood insurance requirements with your lender. 76 days on market — likely some room to negotiate.

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Year Built1980
On Market76 days
Lot8,546 sqft
Annual Tax$7,405
Flood ZoneAE

About This Property

One or more photo(s) has been virtually staged. PRICE IMPROVEMENT! Welcome to your fully furnished Florida retreat in the hidden gem community of Blue Water Cove! This beautifully updated 3-bedroom, 2-bathroom pool home perfectly blends comfort, style, and functionality, offering a true move-in-ready experience. From the moment you step inside, you’re greeted by a bright, open-concept layout with vaulted ceilings, abundant natural light, and durable wood-look flooring throughout, creating a warm and inviting atmosphere. The heart of the home is the stunning, chef-inspired kitchen featuring custom wood cabinetry, granite countertops, a large center island with seating, and sleek Samsung stainless steel appliances including a double oven—ideal for both everyday living and entertaining. The kitchen flows seamlessly into the spacious living and dining areas, highlighted by a striking wood-burning fireplace that adds character and charm. The primary suite offers a peaceful retreat with generous space, a walk-in closet, and a beautifully updated en-suite bathroom with modern finishes and a walk-in shower. The additional bedrooms are well-sized and thoughtfully designed, perfect for guests, family, or a home office setup. Both bathrooms have been tastefully renovated, offering a clean, contemporary feel. Step outside to your private backyard oasis where Florida living truly comes to life. The expansive screened-in lanai features a covered seating area, pavered deck, and a sparkling pool—perfect for relaxing, entertaining, or enjoying year-round outdoor living. The fully fenced yard adds privacy, while the extended space allows for gatherings, play, or simply unwinding in your own slice of paradise. Additional highlights include a spacious 2-car garage with bonus flex space ideal for a game room, gym, or extra storage, along with the added benefit of being sold fully furnished—making this an incredible opportunity for a primary residence, second home, or turnkey investment. With no HOA, you’ll enjoy maximum flexibility and freedom. Conveniently located just minutes from world-famous Gulf beaches, shopping, dining, parks, and major roadways, this home offers the perfect balance of tranquility and accessibility. This is more than just a home—it’s a lifestyle. Schedule your private showing today and experience everything this exceptional property has to offer.

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
1980
🌳
Lot
8,546 sqft
❄️
Cooling
Central Air
🔥
Heating
Central
🚗
Parking
-
🏊
Pool
In Ground, Screen Enclosure
📆
Days on Market
76

Features

Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Hurricane Shutters
Outdoor Shower
Storage
Built-in Oven
Dishwasher
Disposal
Dryer
Freezer
Microwave
Range
Refrigerator
Washer
Wine Refrigerator

Assigned Schools

Elementary

Southern Oak Elementary-PN

Middle

Osceola Middle-PN

High

Pinellas Park High-PN

Districts can re-zone — verify directly with the district before relying on these.

Taxes & Public Records

🌊Flood Zone AE

Annual Tax (2025)

$7,405

Parcel #

11-30-15-09416-000-0820

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Blue Water Cove

County

Pinellas

MLS Area

33773 - Largo

Lot Size

8,546 sqft

Price History

EventDatePriceChange
Price ChangeMay 23, 2026$520,000-$10,000
Previous Price$530,000

Affordable Financing

Affordability Calculator

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$3,629
Principal, interest, tax, insurance
  • P&I$2,712
  • Tax$617
  • Insurance$300
Loan Amount
$416,000
Down Payment %
20.0%
First Year Summary
Principal
$4,391
Interest
$28,153
Balance
$411,609
Total Interest
$560,323
Total Cost
$976,323

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