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Active
$350,280
2846 Virginia Pine Dr, Bartow, FL, 33830
$162/sqft·The Grove At Stuart Crossing
Est. $1,827/moSee payment4
beds
3
baths
2,168
sqft
2
garage
Listed by MERITAGE HOMES OF FL REALTY· Last updated · MLS# TB8490306
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- THE GROVE AT STUART CROSSING
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$16367/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
Open FloorplanSidewalkDeed RestrictionsFitness CenterPlaygroundPoolDishwasherDisposal
2846 Virginia Pine Dr is a 2026-built home in The Grove At Stuart Crossing, Bartow. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,168 square feet of living space. Listed at $350,280 (about $162/sqft), 45 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $16,367 monthly.
From the listing
Under Construction. Brand new, energy-efficient home available by Mar 2026! The Yellowstone floorplan features a spacious open-concept design with 4 bedrooms, 2.5 bathrooms, and a 2-car garage. Enjoy the convenience of a first-floor primary suite, while the upstairs loft offers the perfect space to unwind or entertain. The Grove at Stuart Crossing Premier Series offers single-family homes with open-concept floorplans in Bartow, FL. Convenient to several major highways, this community is ideal for those who commute to Lakeland, Tampa and Orlando. Residents will enjoy amazing amenities that include a resort-style pool, clubhouse, fitness center, pickleball courts, playground, dog park, and trails in a beautiful "old Florida" setting. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.
The essentials
Built
2026
Price / sqft
$162
On market
83 days
Annual tax
$0
HOA
$16,367/mo
Flood zone
X · low risk
Lot
4,800 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2026
Lot
4,800 sqft
Cooling
Central Air
Heating
Electric
Parking
Garage Door Opener
Days on Market
83
Open Floorplan
Sidewalk
Deed Restrictions
Fitness Center
Playground
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Spessard L. Holland Elementary
Middle
Bartow Middle
High
Bartow High
Districts can re-zone, so verify directly with the district before relying on these.
In a CDD (Community Development District)Flood Zone X
Annual Tax (2025)
$0
Parcel #
25-29-32-363432-003330
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
The Grove At Stuart Crossing
County
Polk
MLS Area
33830 - Bartow
Lot Size
4,800 sqft
HOA
$16,367/mo
Home River Group
Date
Event
Price
5/9/2026
Price change
Source: Stellar MLS #TB8490306
$350,280-1.4%
$162/sqft
—
Price change
Source: Stellar MLS #TB8490306
$355,280
$164/sqft
4/8/2026
Listed for sale
Source: Stellar MLS #TB8490306
$355,320
$164/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$18,944
Principal, interest, tax, insurance, HOA
- P&I$1,827
- Tax$450
- Insurance$300
- HOA$16,367
Loan Amount
$280,224
Down Payment %
20.0%
First Year Summary
Principal
$2,958
Interest
$18,964
Balance
$277,266
Total Interest
$377,442
Total Cost
$657,666
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