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Active
$420,000
20873 Drake Elm Dr, Land O Lakes, FL, 34638
$266/sqft·Whispering Pines
Est. $2,190/moSee payment4
beds
2
baths
1,580
sqft
2
garage
Listed by MCCULLOUGH & ASSOC REALTY INC· Last updated · MLS# W7882868
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About this home
Ceiling Fans(s)ClubhousePoolSidewalksDishwasherDryerMicrowaveRange
20873 Drake Elm Dr is a 2023-built home in Whispering Pines, Land O Lakes. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,580 square feet of living space. Listed at $420,000 (about $266/sqft), 126 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $135 monthly.
From the listing
Welcome to 20873 Drake Elm Drive in desirable Land O’ Lakes! This well-maintained 4-bedroom, 2-bath home offers a functional and inviting layout ideal for comfortable everyday living. The open living spaces are filled with natural light and flow seamlessly to a fully fenced backyard with a screened lanai, creating the perfect setting for relaxing or entertaining while enjoying Florida’s outdoor lifestyle. The spacious bedroom configuration provides flexibility for family, guests, or a home office. Located in a welcoming community featuring a resort-style pool, this home is conveniently close to shopping, dining, schools, and major roadways. A fantastic opportunity to enjoy both privacy and community amenities—don’t miss your chance to make this home yours.
The essentials
Built
2023
Price / sqft
$266
On market
140 days
Annual tax
$5,638
HOA
$135/mo
Flood zone
X · low risk
Lot
4,800 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2023
Lot
4,800 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
140
Ceiling Fans(s)
Clubhouse
Pool
Sidewalks
Dishwasher
Dryer
Microwave
Range
Refrigerator
Elementary
Oakstead Elementary-PO
Middle
Charles S. Rushe Middle-PO
High
Sunlake High School-PO
Districts can re-zone, so verify directly with the district before relying on these.
Homestead exemption on fileIn a CDD (Community Development District)Flood Zone X
Annual Tax (2024)
$5,638
Parcel #
23-26-18-0100-00000-0130
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Whispering Pines
County
Pasco
MLS Area
34638 - Land O Lakes
Lot Size
4,800 sqft
HOA
$135/mo
Whispering Pines Community HomeOwners Associatio
Date
Event
Price
6/17/2026
Price change
Source: Stellar MLS #W7882868
$420,000-1.2%
$266/sqft
—
Price change
Source: Stellar MLS #W7882868
$424,900-2.3%
$269/sqft
2/10/2026
Listed for sale
Source: Stellar MLS #W7882868
$435,000+10.3%
$275/sqft
10/18/2023
Sold
Source: Pasco County Public Record
$394,300
$250/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$3,095
Principal, interest, tax, insurance, HOA
- P&I$2,190
- Tax$470
- Insurance$300
- HOA$135
Loan Amount
$336,000
Down Payment %
20.0%
First Year Summary
Principal
$3,547
Interest
$22,739
Balance
$332,453
Total Interest
$452,569
Total Cost
$788,569
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