2518 White Ladyfish Rd · Wimauma, FL, 33598
This is a 2026-built single-family home in Cypress Ridge Ranch. Flood zone X — outside the high-risk areas, which keeps insurance manageable. HOA runs $150 . 78 days on market — likely some room to negotiate.
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Schedule tour20% down · 30-yr fixed · 6.5% APR
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- CYPRESS RIDGE RANCH
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$13/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About This Property
Quick Move-in. No rear neighbors or front neighbors homesite. Welcome to Cypress Ridge Ranch in Wimauma, Florida! Discover your dream home in a serene, amenity-rich community. Whether you're downsizing, looking for more space for your growing family, or a first-time buyer, we have the perfect home for you. There’s so much to do – in and around the community, like dipping your toes in our resort-style pool and cooling off in the cabanas, running around with the family in the fenced-in sports field, or having a friendly competition with your neighbors on one of our two private, pickleball courts. Wimauma offers a surprising array of activities for visitors to enjoy. This Windermere single-family home is where you want to be. Step in from your 2-car garage and enjoy the good life. Find it in the large family room, where smiling faces greet you and delicious smells fill your gourmet kitchen. Share stories around your island or outside on your lanai. The 1st floor features a Study. Upstairs, 3 bedrooms and a full bath provide privacy while a loft adds extra entertaining space. Your deluxe owner’s suite includes double vanities, Owners Tub and shower combo, and a walk-in closet. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos. Schools: Elem: Wimauma Elementary School; Middle: Shields Middle School; HS: Morgan High School.
Location
Property Details
Features
Taxes & Public Records
Annual Tax (2026)
$0
Parcel #
U-21-32-20-D6F-000030-00006.0
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.
Lot & Community
Subdivision
Cypress Ridge Ranch
County
Hillsborough
MLS Area
33598 - Wimauma
Lot Size
4,356 sqft
Price History
| Event | Date | Price | Change |
|---|---|---|---|
| Price Change | Jun 3, 2026 | $369,990 | -$10,000 |
| Previous Price | — | $379,990 | -$10,000 |
| Listed | Mar 25, 2026 | $389,990 | — |
Affordable Financing
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Loan Details
Your Results
- P&I$1,930
- Tax$450
- Insurance$300
- HOA$13
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