$369,990

2518 White Ladyfish Rd · Wimauma, FL, 33598

$152 / sqft
Cypress Ridge Ranch
4
Beds
3
Baths
2,430
Sqft
2
Garage
Ask About This Home

This is a 2026-built single-family home in Cypress Ridge Ranch. Flood zone X — outside the high-risk areas, which keeps insurance manageable. HOA runs $150 . 78 days on market — likely some room to negotiate.

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Year Built2026
On Market78 days
Lot4,356 sqft
Annual Tax$0
Flood ZoneX
HOA$150/yr

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
CYPRESS RIDGE RANCH
Type
Single Family Residence

True monthly carry

HOA
~$13/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About This Property

Quick Move-in. No rear neighbors or front neighbors homesite. Welcome to Cypress Ridge Ranch in Wimauma, Florida! Discover your dream home in a serene, amenity-rich community. Whether you're downsizing, looking for more space for your growing family, or a first-time buyer, we have the perfect home for you. There’s so much to do – in and around the community, like dipping your toes in our resort-style pool and cooling off in the cabanas, running around with the family in the fenced-in sports field, or having a friendly competition with your neighbors on one of our two private, pickleball courts. Wimauma offers a surprising array of activities for visitors to enjoy. This Windermere single-family home is where you want to be. Step in from your 2-car garage and enjoy the good life. Find it in the large family room, where smiling faces greet you and delicious smells fill your gourmet kitchen. Share stories around your island or outside on your lanai. The 1st floor features a Study. Upstairs, 3 bedrooms and a full bath provide privacy while a loft adds extra entertaining space. Your deluxe owner’s suite includes double vanities, Owners Tub and shower combo, and a walk-in closet. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos. Schools: Elem: Wimauma Elementary School; Middle: Shields Middle School; HS: Morgan High School.

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
2026
🌳
Lot
4,356 sqft
❄️
Cooling
Central Air
🔥
Heating
Central
🚗
Parking
Driveway, Garage Door Opener
📆
Days on Market
78

Features

Eat-in Kitchen
High Ceilings
Open Floorplan
Primarybedroom Upstairs
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Sliding Doors
Pool
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range

Taxes & Public Records

📋In a CDD (Community Development District)🌊Flood Zone X

Annual Tax (2026)

$0

Parcel #

U-21-32-20-D6F-000030-00006.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Cypress Ridge Ranch

County

Hillsborough

MLS Area

33598 - Wimauma

Lot Size

4,356 sqft

SidewalkPaved
HOA
$150/yr
RYAN HOMES

Price History

EventDatePriceChange
Price ChangeJun 3, 2026$369,990-$10,000
Previous Price$379,990-$10,000
ListedMar 25, 2026$389,990

Affordable Financing

Affordability Calculator

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$2,693
Principal, interest, tax, insurance, HOA
  • P&I$1,930
  • Tax$450
  • Insurance$300
  • HOA$13
Loan Amount
$295,992
Down Payment %
20.0%
First Year Summary
Principal
$3,124
Interest
$20,031
Balance
$292,868
Total Interest
$398,681
Total Cost
$694,673

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