628 Ridge Ter is a 1999-built home in Winter Ridge Condo, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,073 square feet of living space. Listed at $169,000 (about $158/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $651 quarterly.
Updated 3-Bed, 2-Bath Condo in a Lakefront Community! Experience easy Florida living in this beautifully updated 3-bedroom, 2-bath single-story condo in the desirable Winter Ridge community on Lake Smart. Enjoy new plank floors, an open living area, and a spacious screened-in patio — perfect for morning coffee or evening relaxation. The community offers lake access and a sparkling pool, giving you the best of the Florida lifestyle without the upkeep. Conveniently located near Central Florida’s top attractions and theme parks, this home combines comfort and accessibility. With an affordable HOA and low-maintenance design, it’s a smart move for anyone ready to stop renting and start owning — all while keeping monthly costs manageable. Modern, welcoming, and perfectly located — this condo checks all the right boxes.
Elementary
Lake Alfred Elem
Middle
Denison Middle
High
Winter Haven Senior
Districts can re-zone, so verify directly with the district before relying on these.
Annual Tax (2024)
$1,790
Parcel #
26-28-09-530002-001740
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Winter Ridge Condo
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
1,140 sqft
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