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Overview

3 bd2 ba1,419 sqft1 car garageTownhouse
TypeTownhouse
HOA$250/mo
Built2006
Lot3,202 sqft
Living area1,419 sqft
Price / sqft$151
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSolid Wood CabinetsSplit BedroomWalk-in Closet(s)

2739 Rutledge CT is a 2006-built home in Traditions Ph 1, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,419 square feet of living space. Listed at $214,000 (about $151/sqft), 348 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 monthly.

From the listing

Welcome to this charming three-bedroom, two-bath townhome nestled in the desirable Traditions neighborhood. Experience the allure of open-concept living with beautiful laminate flooring throughout, enhancing the spacious feel of the home. A convenient laundry room is thoughtfully located between the kitchen and the garage, adding to the functionality of the layout. The split-bedroom design ensures privacy, with a primary suite featuring an en suite bathroom complete with a large walk-in shower and a generous walk-in closet. Two additional guest bedrooms share a full bath, making this home perfect for families or guests. The kitchen boasts solid surface countertops, stainless steel appliances, and a convenient closet pantry. Enjoy seamless indoor-outdoor living as sliding doors from the living room open onto a screened lanai with picturesque views of Lake Reeves. The backyard is a serene nature preserve, ensuring your peaceful retreat remains undisturbed. Additional highlights include a single-car garage with an opener and low HOA fees that cover cable, internet, lawn care, and access to community amenities such as a pool and fishing pier. Located just one mile from Legoland and close to shopping, with a new Publix and a variety of restaurants and entertainment options nearby, this home offers the perfect blend of comfort and convenience.

The essentials

Built
2006
Price / sqft
$151
On market
348 days
Annual tax
$3,390
HOA
$250/mo
Flood zone
X · Low risk
Lot
3,202 sqft
Type
Townhouse

At a glance

Townhouse
Built 2006
Community pool
Shared amenity
1 car garage
Driveway
3,202 sqft lot
Lot size
1,419 sqft
Living area

Payment

Est. monthly payment
$1,755/mo
Down payment (20%)
$42,800
Property taxes
$282/mo
HOA
$250/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2006
Lot
3,202 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
348
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Lighting
Rain Gutters
Sprinkler Metered
Deed Restrictions
Pool
Sidewalks
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2024)
$3,390
Parcel #
26-29-13-687552-002970

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Traditions Ph 1
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
3,202 sqft
HOA
$250/mo
Lindsey Chambliss

Price history

Date
Event
Price
8/31/2026
Price change
Source: Stellar MLS #P4936870
$214,000-0.5%
$151/sqft
-
Price change
Source: Stellar MLS #P4936870
$215,000-6.4%
$152/sqft
10/29/2025
Listed for sale
Source: Stellar MLS #P4936870
$229,800
$162/sqft

Neighborhood

2739 Rutledge CT
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $214,000
$214,000
99.5% – 100% of listTops out right at the list price
80% of listList price
12 of the last 23 townhouse or villa closings in 33884 landed at this number or higher (52%). The median one sat 54 days before it went under contract, and this one is on day 348 after a $15,800 cut.

Sample: 23 closed townhouse or villa sales in 33884 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,756/mo
Principal & interest$1,116
Property taxes$282
Insurance$107
HOA$250
Down payment20% · $42,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$214,000

$151 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,419 sq ft

Time on market

348 days

Year built

2006

Monthly payment

About $1,755/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,390 annual tax bill, insurance, and the $250/mo HOA fee.

HOA fee

$250/mo

Managed by Lindsey Chambliss.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: David SmallListing data from Stellar MLS, MLS# P4936870.

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