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Overview

5 bd3 ba2,522 sqft2 car garageSingle Family
TypeSingle Family
HOA$211.25/mo
Built2023
Lot4,391 sqft
Living area2,522 sqft
Price / sqft$113
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsThermostatWalk-in Closet(s)Window TreatmentsSidewalkSliding Doors

3365 Costello Cir is a 2023-built home in Villamar Ph 5, Winter Haven. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,522 square feet of living space. Listed at $285,000 (about $113/sqft), 153 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $211.25 monthly.

From the listing

Short Sale. Discover this beautifully designed 2023-built 5-bedroom, 3-bathroom home located in the highly sought-after Villamar community in Winter Haven, Florida. This spacious two-story home offers the perfect blend of modern style, functional living space, and scenic water views. The welcoming foyer opens into a bright and airy open-concept floor plan ideal for both entertaining and everyday living. The chef-inspired kitchen features plentiful gray cabinetry, a large center island, stainless steel appliances, and an oversized pantry, all overlooking the spacious living room for seamless gathering and conversation. A downstairs bedroom and full bathroom provide the perfect setup for guests, multi-generational living, or a home office. Upstairs, you’ll find a versatile loft space that can be used as a second living area, playroom, media room, or workspace. The spacious primary suite offers a large walk-in closet and private en-suite bathroom complete with double vanities and a walk-in shower. Three additional upstairs bedrooms, another full bathroom, and a convenient upstairs laundry room provide plenty of room for everyone. Step outside and enjoy peaceful water views right from your backyard. Located in the growing Villamar community, residents enjoy amenities including a community pool, clubhouse, playground, and low HOA fees. Conveniently situated near US-27 and I-4, this home provides easy access to shopping, dining, medical facilities, and entertainment. Nearby attractions include the LEGOLAND Florida Resort, the Winter Haven Chain of Lakes, and the Downtown Winter Haven Historic District. This is a fantastic opportunity to own a newer construction home with water views in one of Winter Haven’s fastest-growing communities. Short sale opportunity — don’t miss your chance to make this home yours!

The essentials

Built
2023
Price / sqft
$113
On market
153 days
Annual tax
$7,389
HOA
$211.25/mo
Flood zone
X · Low risk
Lot
4,391 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Shared amenity
2 car garage
4,391 sqft lot
Lot size
2,522 sqft
Living area

Payment

Est. monthly payment
$2,455/mo
Down payment (20%)
$57,000
Property taxes
$616/mo
HOA
$211.25/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
4,391 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
153
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Window Treatments
Sidewalk
Sliding Doors
Clubhouse
Deed Restrictions
Playground
Pool
Sidewalks
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Pinewood Elem
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,389
Parcel #
26-29-23-690583-000530

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villamar Ph 5
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
4,391 sqft
SidewalkPaved
HOA
$211.25/mo
Prime Community Management/ Eric Moscow

Price history

Date
Event
Price
8/6/2026
Price change
Source: Stellar MLS #L4962031
$285,000-10.9%
$113/sqft
5/15/2026
Listed for sale
Source: Stellar MLS #L4962031
$320,000
$127/sqft

Neighborhood

3365 Costello Cir
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $285,000
$282,500 – $285,000
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 357 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 153 after a $35,000 cut.

Sample: 357 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,456/mo
Principal & interest$1,486
Property taxes$616
Insurance$143
HOA$211
Down payment20% · $57,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$285,000

$113 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,522 sq ft

Time on market

153 days

Year built

2023

Monthly payment

About $2,455/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,389 annual tax bill, insurance, and the $211.25/mo HOA fee.

HOA fee

$211.25/mo

Managed by Prime Community Management/ Eric Moscow.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byENGEL & VOELKERS LAKELANDListing agent: Emily LietzListing data from Stellar MLS, MLS# L4962031.

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