4608 Ostero St, photo 1
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Overview

5 bd3 ba2,616 sqft1 car garageSingle Family
TypeSingle Family
HOA$262/yr
Built2024
Lot5,558 sqft
Living area2,616 sqft
Price / sqft$140
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface CountersSplit BedroomWalk-in Closet(s)Window Treatments

4608 Ostero St is a 2024-built home in Villamar Ph 6 & Ph 6d, Winter Haven. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,616 square feet of living space. Listed at $365,000 (about $140/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $262 annually.

From the listing

Beautifully maintained 5 bedroom home with many extras such as a "Bonus" play room upstairs - laundry is upstairs close to bedrooms -guest bedroom is downstairs along with the 3rd bathroom. Home is in like NEW condition - nothing to fix or repair, ready to move in. All bedrooms are nice sized - kitchen, breakfast& family room is open to enjoy cooking and family, nice size back yard, low maintenance. 2-car garage with a whole wall of study built in shelving. Newer neighborhood with a beautiful community pool -Solid surface kitchen counters with Breakfast bar

The essentials

Built
2024
Price / sqft
$140
On market
3 days
Annual tax
$6,582
HOA
$262/yr
Flood zone
X · Low risk
Lot
5,558 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
1 car garage
Driveway
5,558 sqft lot
Lot size
2,616 sqft
Living area

Payment

Est. monthly payment
$2,657/mo
Down payment (20%)
$73,000
Property taxes
$548/mo
HOA
$262/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
5,558 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener, Off Street
Days on Market
3
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Window Treatments
Lighting
Dishwasher
Dryer
Electric Water Heater
Microwave
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,582
Parcel #
26-29-15-688505-001580

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villamar Ph 6 & Ph 6d
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
5,558 sqft
LevelSidewalkPaved
HOA
$262/yr
Villamar

Price history

Date
Event
Price
10/12/2026
Listed for sale
Source: Stellar MLS #P4940132
$365,000
$140/sqft

Neighborhood

4608 Ostero St
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $365,000
$362,500 – $365,000
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 355 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 3.

Sample: 355 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,657/mo
Principal & interest$1,904
Property taxes$548
Insurance$183
HOA$22
Down payment20% · $73,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$365,000

$140 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,616 sq ft

Time on market

3 days

Year built

2024

Monthly payment

About $2,657/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,582 annual tax bill, insurance, and the $262/yr HOA fee.

HOA fee

$262/yr

Managed by Villamar.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMUSIC REALTYListing agent: Sandy MusicListing data from Stellar MLS, MLS# P4940132.

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