Florida property taxes, by community.

In the Central and West Florida counties we cover, the median property tax bill on a listing is $3,648 a year. On homes that sold, the bill came to about 0.86% of the sale price when the owner had a homestead exemption and 1.41% when they didn't. Half of all listed bills fall between $1,981 and $5,880 a year. By home type the median is $4,062 for a single-family home, $3,739 for a townhome and $2,962 for a condo. These are the bills the current owners pay, from 123,390 listings: homes for sale on October 27, 2026 plus homes that closed since December 13, 2024, one record per address, rentals excluded, in the Central and West Florida counties Stellar MLS covers well.

The tax on a listing is the seller's bill, and a lot of sellers have been in the house for years with a homestead exemption and the Save Our Homes cap holding their taxable value down. When the home sells, the cap resets and the house gets taxed on something close to what you paid. In our data, homes with a homestead on file sold with a bill around 0.86% of the sale price, and homes without one around 1.41%. On a $400,000 home that's $3,440 versus $5,640 a year. I tell buyers to budget off the calculator on this page, not the listing.

If the home is your permanent residence on January 1, you can take up to $51,411 off its assessed value. The first $25,000 comes off every tax, school taxes included. The second $26,411 applies to the value between $50,000 and $76,411, and only to non-school taxes. That second amount goes up with inflation each year (these are the 2026 figures from the Florida Department of Revenue). You file with the county property appraiser, and the deadline is March 1.

Once you have a homestead exemption, the assessed value of your home can only go up 3% a year, or by the rate of inflation if that's lower, no matter how much the market rises. It resets when the home sells, which is the main reason a long-time owner's bill can be far below what a new buyer pays. If you sell one Florida homestead and buy another, you can usually carry some of that savings with you (portability), up to $500,000.

Amendment 3, on the November 3, 2026 ballot, would raise the homestead exemption for non-school taxes to $150,000 of assessed value in 2027 and $250,000 starting in 2028, then adjust it for inflation. The school-tax exemption would stay at $25,000. People who weren't Florida residents on December 31, 2026 would start at $50,000 for non-school taxes and move to the full amount in their fifth year. It would also cut the yearly cap on assessment increases for non-homestead property from 10% to 5%. It needs 60% of the vote, and if it passes it takes effect January 1, 2027. The calculator above uses the rules in effect today.

It shows up on the same bill, but it isn't a property tax. A CDD assessment is a flat charge from a community development district, and it doesn't change with your home's value or your homestead exemption. Neither do other flat charges like solid waste or stormwater. The calculator on this page leaves them out, so check the CDD separately on our CDD page.

The listed tax bills come from Stellar MLS: 82,156 listings across 5,615 communities, phases combined, with a community shown only when at least 5 of its listings reported a tax bill. The range in the table is the middle 80% of bills, so one vacant lot or waterfront estate doesn't set it. The calculator uses each county's official millage, linked under the result. Updated 2026-10-27.