Costs of owning
What it really costs to own in Florida.
Florida closing costs.
Enter a price. See every fee.
Purchase Details
Doc stamps, intangible tax, and title premiums are Florida's set rates, exact to the dollar. The rest are typical Tampa Bay figures shown with their ranges. Your lender's Loan Estimate is the final word.
Your Estimate
Estimated Buyer Closing Costs
$9,085
2.0% of purchase price, on top of your down payment
- Doc stamps on the note ($0.35/$100 of loan)$1,260
- Intangible tax (0.2% of loan)$720
- Lender's title policy (simultaneous issue)$25
- Lender fees (origination, underwriting)($1,000–$1,900)$1,400
- Appraisal($500–$650)$575
- Recording fees$105
- Home inspection($350–$550)$450
- Survey($300–$500)$400
- Settlement / closing fee($450–$700)$550
- Prepaids & escrow (insurance, taxes, interest)(varies)$3,600
Seller side (customary in Tampa Bay)
- Doc stamps on the deed ($0.70/$100)$3,150
- Owner's title policy (promulgated rate)$2,325
Plus commission and prorations. Who pays what is negotiable in the contract; this is the local convention.
2 to 4%
Typical buyer total
of the price, on a financed purchase
$0.35
Doc stamps on the note
per $100 of the loan, buyer pays
0.2%
Intangible tax
of the loan amount, buyer pays
$0.70
Deed stamps
per $100 of the price, seller usually pays
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