Question 1

What does an HOA fee actually cover?

Accepted Answer

It varies more than people expect, which is why comparing raw numbers can mislead. A $400-a-month condo fee might include the roof, exterior insurance, water, and a pool. A $100-a-year single-family HOA might cover an entrance sign and not much else. When a fee looks high or low for the area, the coverage list is usually the explanation.

Question 2

How is an HOA fee different from a CDD fee?

Accepted Answer

The HOA is a private association that bills you directly for rules and shared upkeep. A CDD repays community infrastructure bonds through your property tax bill. Plenty of newer communities have both, and the CDD is often the bigger number. We keep a separate CDD database so you can check the two side by side.

Question 3

Why do some communities show a huge range?

Accepted Answer

A few reasons show up in the data. Larger communities often have multiple associations: single-family homes at one rate, townhomes and condos at another, sometimes a master association on top. Fees also change year to year, and our numbers span recent listings. When the range is wide, the median is the safest starting point.

Question 4

Are these numbers monthly or annual?

Accepted Answer

Annual. Listings report fees monthly, quarterly, semi-annually, or annually, so we converted everything to a yearly figure to make communities comparable. The table also shows the rough monthly equivalent.

Question 5

Where does this data come from?

Accepted Answer

Medians come from 57,937 Stellar MLS listings that reported an association fee, grouped by community with phases combined. Every community shown has at least 5 listings behind it. Individual homes vary by product type and association, so verify the exact fee on any home you're serious about. Updated 2026-07-03.

Community ↑	City	County	Median HOA / yr	≈ Monthly	Range Seen	Listings
Abbey Glen	Dade City	Pasco	$1,320	$110/mo	$1,320–$1,320	15
Abbott Square	Zephyrhills	Pasco	$3,251	$271/mo	$650–$4,524	25
Acuera Estates	Apopka	Orange	$1,818	$152/mo	$1,812–$1,818	6
Admiralty Club	Port Orange	Volusia	$9,216	$768/mo	$9,216–$11,208	6
Alafaya Woods	Oviedo	Seminole	$215	$18/mo	$195–$2,580	26
Alameda Isles	Englewood	Sarasota	$3,816	$318/mo	$3,384–$3,984	10
Alaqua Lakes	Longwood	Seminole	$4,240	$353/mo	$4,080–$10,616	6
Alford Oaks	Haines City	Polk	$800	$67/mo	$720–$990	7
Alligator Park Coop	Punta Gorda	Charlotte	$3,576	$298/mo	$3,468–$3,576	8
Ambar Residences	Kissimmee	Osceola	$9,072	$756/mo	$5,268–$12,312	6
Amber Pointe	Kissimmee	Osceola	$2,040	$170/mo	$2,040–$2,040	8
Amelia Groves	St Cloud	Osceola	$1,560	$130/mo	$1,188–$1,740	11
American Condominium Parks - Zephyrhills	Zephyrhills	Pasco	$1,560	$130/mo	$1,560–$1,560	5
American Village	Palm Coast	Flagler	$2,406	$201/mo	$2,400–$2,880	9
Anand Vihar	Wesley Chapel	Pasco	$8,964	$747/mo	$2,844–$12,612	7
Anchorage of Tarpon Lake	Palm Harbor	Pinellas	$500	$42/mo	$500–$500	7
Ancient Oaks	Parrish	Manatee	$840	$70/mo	$768–$840	5
Anclote Square	Holiday	Pasco	$2,336	$195/mo	$2,280–$2,336	7
Andalucia	Apollo Beach	Hillsborough	$3,980	$332/mo	$3,980–$3,996	6
Andover Lakes	Orlando	Orange	$400	$33/mo	$250–$418	8
Angeline	Land O Lakes	Pasco	$1,308	$109/mo	$432–$4,986	116
Aniston	Lakeland	Polk	$275	$23/mo	$275–$400	6
Annabelle Estates	Lake Wales	Polk	$450	$38/mo	$120–$2,040	12
Anthem Park	St Cloud	Osceola	$2,844	$237/mo	$100–$4,032	23
Antigua Cove	Ruskin	Hillsborough	$1,920	$160/mo	$1,680–$11,136	14

HOA fees, community by community.

The fee is only half the story

HOA questions, answered.

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