Costs of owning

What it really costs to own in Florida.

Polk County HOA and CDD fees

Across the 378 Polk County communities with enough listings, the middle community's median HOA is $962 a year (about $80 a month). Condo and townhome associations usually run higher because they cover more of the building.

Davenport

Lakeland

Winter Haven

Haines City

Polk County fee questions

What are typical HOA fees in Polk County?

Across the 378 Polk County communities with enough listings, the middle community's median HOA is $962 a year (about $80 a month). Condo and townhome associations usually run higher because they cover more of the building.

How common are CDDs in Polk County?

106 of the 392 communities here have enough CDD data to publish. Among them, the middle community's median CDD is $2,336 a year, billed on the property tax bill. CDDs are most common in newer master-planned communities.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Updated 2026-10-11.