Costs of owning

What it really costs to own in Florida.

Festival HOA fees

Davenport, Polk County · 33896

Homes in Festival (Davenport) pay a median $5,638 a year in HOA dues, about $470 a month, based on 47 listings. Half fall between $4,476 and $5,987.

HOA, median
$5,638/yr
About $470 a month
CDD, median
Not enough data
Property tax, median
$4,273/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$826
HOA + tax at the medians

What the dues cover

  • Pool85% of listings
  • Maintenance Grounds64% of listings
  • Maintenance Structure62% of listings
  • Recreational Facilities51% of listings
  • Internet49% of listings
  • Cable TV40% of listings

Amenities listed: Pool, Clubhouse, Fitness Center.

Festival cost questions

How much are HOA fees in Festival?

Homes in Festival (Davenport) pay a median $5,638 a year in HOA dues, about $470 a month, based on 47 listings. Half fall between $4,476 and $5,987.

Does Festival have a CDD?

2% of the listings we reviewed report a CDD, too few to publish an amount. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Festival, before the mortgage?

HOA and property tax come to about $826 a month at the medians (property tax median $4,273 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Festival from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 48 addressesin subdivisions matching “FESTIVAL”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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