Costs of owning

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Windwood Bay HOA fees

Davenport, Polk County · 33896

Homes in Windwood Bay (Davenport) pay a median $780 a year in HOA dues, about $65 a month, based on 15 listings. Half fall between $680 and $852. None of the listings we reviewed report a CDD.

HOA, median
$780/yr
About $65 a month
CDD, median
None reported
Property tax, median
$5,045/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$485
HOA + tax at the medians

HOA by home type

Single-family homes$680/yr11 listings
Townhomes and villas$3,234/yr4 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Pool27% of listings
  • Maintenance Grounds20% of listings

Live inventory

For sale in Windwood Bay right now

14 active listings

1735 Pine Ridge Dr
Active
House for sale
$479,900
5 bed5 bath3,418 sqft0.22 acre lot
1735 Pine Ridge Dr
Davenport, FL, 33896
Brokered by HOME MASTER REALTY LLC
457 Madison Cir
Active
Townhouse for sale
$250,000
3 bed3 bath1,262 sqft0.03 acre lot
457 Madison Cir
Davenport, FL, 33896
Brokered by KELLER WILLIAMS CLASSIC
1143 Pine Ridge Dr
Active
House for sale
$486,000
5 bed5 bath3,470 sqft0.19 acre lot
1143 Pine Ridge Dr
Davenport, FL, 33896
Brokered by TITAN REALTY GROUP LLC
407 Madison Cir
Active
Townhouse for sale
$279,900
4 bed3 bath1,730 sqft0.05 acre lot
407 Madison Cir
Davenport, FL, 33896
Brokered by EXP REALTY LLC
612 Monroe Cir
Active
Townhouse for sale
$215,000
3 bed3 bath1,262 sqft0.03 acre lot
612 Monroe Cir
Davenport, FL, 33896
Brokered by IAD REAL ESTATE
1020 Pine Ridge Dr
Active
House for sale
$349,999
4 bed3 bath1,910 sqft0.17 acre lot
1020 Pine Ridge Dr
Davenport, FL, 33896
Brokered by TEAM DONOVAN
103 Bay Leaf Ln
ActivePrice reduced
House for sale
$446,000
$22k
4 bed4 bath2,672 sqft0.18 acre lot
103 Bay Leaf Ln
Davenport, FL, 33896
Brokered by REDFIN CORPORATION
418 Monroe Cir
ActivePrice reduced
Townhouse for sale
$222,900
$12k
3 bed3 bath1,262 sqft0.03 acre lot
418 Monroe Cir
Davenport, FL, 33896
Brokered by CLASSIC INTERNATIONAL REALTY LLC
See all 14 Windwood Bay homes

Windwood Bay cost questions

How much are HOA fees in Windwood Bay?

Homes in Windwood Bay (Davenport) pay a median $780 a year in HOA dues, about $65 a month, based on 15 listings. Half fall between $680 and $852.

Does Windwood Bay have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Windwood Bay, before the mortgage?

HOA and property tax come to about $485 a month at the medians (property tax median $5,045 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Windwood Bay from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 15 addressesin subdivisions matching “WINDWOOD BAY”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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