407 Madison Cir, photo 1
Active
1 / 26

Overview

4 bd3 ba1,730 sqftTownhouse
TypeTownhouse
HOA$817/qtr
Built2003
Lot2,161 sqft
Living area1,730 sqft
Price / sqft$162

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsVaulted Ceiling(s)ClubhouseDeed RestrictionsGated Community - No GuardPoolDishwasherDryer

407 Madison Cir is a 2003-built home in Windwood Bay Ph 01, Davenport. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,730 square feet of living space. Listed at $279,900 (about $162/sqft), 33 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $817 quarterly.

From the listing

Welcome to this turnkey corner-unit townhome, where the trees come right up to the windows and the morning light does the rest. Step inside and the first floor opens in front of you. Two stories of glass, white cabinets, granite that catches the sun, and a live-edge table long enough for eight. Slide the doors open and the lanai is waiting, quiet, facing the woods. Upstairs, the primary has a balcony of its own in the treetops, the kind of spot where you take your coffee and spend ten minutes. Down the hall, two themed kids' rooms that children remember long after the trip ends. Four bedrooms, three full baths, all of it furnished and professionally styled, so nothing waits on you. The pool is steps away. The parks are minutes out. Some homes need work. This one just needs a key.

The essentials

Built
2003
Price / sqft
$162
On market
33 days
Annual tax
$3,633
HOA
$817/qtr
Flood zone
X · Low risk
Lot
2,161 sqft
Type
Townhouse

At a glance

Townhouse
Built 2003
Community pool
Shared amenity
2,161 sqft lot
Lot size
1,730 sqft
Living area

Payment

Est. monthly payment
$2,175/mo
Down payment (20%)
$55,980
Property taxes
$303/mo
HOA
$817/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2003
Lot
2,161 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
33
High Ceilings
Vaulted Ceiling(s)
Clubhouse
Deed Restrictions
Gated Community - No Guard
Pool
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$3,633
Parcel #
27-26-03-701055-000990

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Windwood Bay Ph 01
County
Polk
MLS Area
33896 - Davenport / Champions Gate
Lot Size
2,161 sqft
HOA
$817/qtr
FRAYDA R. MORRIS

Price history

Date
Event
Price
9/11/2026
Listed for sale
Source: Stellar MLS #O6441609
$279,900
$162/sqft

Neighborhood

407 Madison Cir
Davenport, FL, 33896 · 33896 - Davenport / Champions Gate

Market insights

Offer Insights

Choose an offer strength

List price: $279,900
$277,500 – $279,900
99.5% – 100% of listTops out right at the list price
80% of listList price
70 of the last 119 townhouse or villa closings in 33896 landed at this number or higher (59%). The median one sat 45 days before it went under contract, and this one is on day 33.

Sample: 119 closed townhouse or villa sales in 33896 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,174/mo
Principal & interest$1,460
Property taxes$303
Insurance$140
HOA$272
Down payment20% · $55,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$279,900

$162 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,730 sq ft

Time on market

33 days

Year built

2003

Monthly payment

About $2,175/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,633 annual tax bill, insurance, and the $817/qtr HOA fee.

HOA fee

$817/qtr

Managed by FRAYDA R. MORRIS.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Ancizar AlzateListing data from Stellar MLS, MLS# O6441609.

Keep exploring Florida

Pick up where you left off, or see what else is out there.