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Overview

4 bd3 ba1,910 sqft2 car garageSingle Family
TypeSingle Family
HOA$680/yr
Built2005
Lot7,240 sqft
Living area1,910 sqft
Price / sqft$183
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)SidewalkDishwasherDryerMicrowaveRangeRefrigeratorWasher

1020 Pine Ridge Dr is a 2005-built home in Windwood Bay, Davenport. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,910 square feet of living space. Listed at $349,999 (about $183/sqft), 63 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $680 annually.

From the listing

Welcome to 1020 Pine Ridge Dr, a fully furnished 4-bedroom, 3-bathroom retreat nestled in the peaceful and desirable Windwood Bay community. Designed with a bright, welcoming layout and effortless flow throughout, this well-appointed home features comfortable living and dining spaces made for relaxing or entertaining. Step outside to enjoy your own private, screened-in pool—perfect for soaking up the warm Florida sunshine in a quiet, serene setting that makes everyday living feel like a permanent getaway. Windwood Bay is celebrated for its peaceful atmosphere, beautifully maintained surroundings, and scenic conservation backdrops. Uniquely positioned for maximum versatility, this property presents an incredible opportunity whether you are seeking a lucrative short-term rental investment, an unforgettable vacation home, or a relaxing primary residence. Located just minutes from premier golf, local shopping, dining, and Central Florida’s world-famous theme parks, this move-in-ready property offers the ultimate Florida lifestyle.

The essentials

Built
2005
Price / sqft
$183
On market
63 days
Annual tax
$4,413
HOA
$680/yr
Flood zone
X · Low risk
Lot
7,240 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Private pool
In Ground
2 car garage
7,240 sqft lot
Lot size
1,910 sqft
Living area

Payment

Est. monthly payment
$2,425/mo
Down payment (20%)
$70,000
Property taxes
$368/mo
HOA
$680/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
7,240 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground, Screen Enclosure
Days on Market
63
Ceiling Fans(s)
Sidewalk
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$4,413
Parcel #
27-26-04-701107-002210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Windwood Bay
County
Polk
MLS Area
33896 - Davenport / Champions Gate
Lot Size
7,240 sqft
HOA
$680/yr
Associa Managent / Tania Bonilla

Price history

Date
Event
Price
8/14/2026
Listed for sale
Source: Stellar MLS #S5155603
$349,999
$183/sqft

Neighborhood

1020 Pine Ridge Dr
Davenport, FL, 33896 · 33896 - Davenport / Champions Gate

Market insights

Offer Insights

Choose an offer strength

List price: $349,999
$347,500 – $349,999
99.5% – 100% of listTops out right at the list price
80% of listList price
104 of the last 204 home closings in 33896 landed at this number or higher (51%). The median one sat 50 days before it went under contract, and this one is on day 63.

Sample: 204 closed home sales in 33896 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,425/mo
Principal & interest$1,825
Property taxes$368
Insurance$175
HOA$57
Down payment20% · $70,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,999

$183 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,910 sq ft

Time on market

63 days

Year built

2005

Monthly payment

About $2,425/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,413 annual tax bill, insurance, and the $680/yr HOA fee.

HOA fee

$680/yr

Managed by Associa Managent / Tania Bonilla.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTEAM DONOVANListing agent: James DonovanListing data from Stellar MLS, MLS# S5155603.

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