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Overview

3 bd3 ba1,262 sqftTownhouse
TypeTownhouse
HOA$800/qtr
Built2003
Lot1,128 sqft
Living area1,262 sqft
Price / sqft$198

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboPrimarybedroom UpstairsThermostatSidewalkGated Community - No GuardPool

457 Madison Cir is a 2003-built home in Windwood Bay Ph 1, Davenport. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,262 square feet of living space. Listed at $250,000 (about $198/sqft), 23 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $800 quarterly.

From the listing

Welcome to 457 Madison Circle, a fully furnished, turnkey opportunity in the desirable Windwood Bay community! Whether you're searching for an investment opportunity or a home that's ready to enjoy from day one, this 3-bedroom, 2.5-bath townhome offers 1,262 square feet of comfortable and functional living space. Step inside to a bright and inviting open-concept living and dining area with abundant natural light and warm laminate flooring. The kitchen flows seamlessly into the main living space and features white cabinetry, a breakfast bar, stainless-steel appliances, ample counter space, and tile flooring, making it perfect for both everyday living and entertaining. A convenient half bath downstairs is ideal for guests. Upstairs, you'll find all three bedrooms and two full bathrooms, including a primary suite with its own private bath. The additional bedrooms provide plenty of flexibility for family, guests, or a home office. Sliding glass doors lead to the rear patio and open grassy area, giving you a relaxing outdoor space to enjoy the Florida sunshine. Best of all, the home is being offered fully furnished, creating an easy, turnkey option for an investor or a buyer looking for a move-in-ready home without the hassle of starting from scratch. Conveniently located near the ChampionsGate area with easy access to shopping, dining, major roadways, and Central Florida's world-famous attractions. Bring your suitcase and make yourself at home. Schedule your private showing today!

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The essentials

Built
2003
Price / sqft
$198
On market
23 days
Annual tax
$3,445
HOA
$800/qtr
Flood zone
X · Low risk
Lot
1,128 sqft
Type
Townhouse

At a glance

Townhouse
Built 2003
Community pool
Shared amenity
Assigned parking
1,128 sqft lot
Lot size
1,262 sqft
Living area

Payment

Est. monthly payment
$1,983/mo
Down payment (20%)
$50,000
Property taxes
$287/mo
HOA
$800/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2003
Lot
1,128 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned
Days on Market
23
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primarybedroom Upstairs
Thermostat
Sidewalk
Gated Community - No Guard
Pool
Convection Oven
Dishwasher
Microwave
Range
Refrigerator
Elementary
Loughman Oaks Elem
Middle
Citrus Ridge
High
Davenport High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,445
Parcel #
27-26-03-701055-000940

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Windwood Bay Ph 1
County
Polk
MLS Area
33896 - Davenport / Champions Gate
Lot Size
1,128 sqft
HOA
$800/qtr
Sentry Management

Price history

Date
Event
Price
9/22/2026
Listed for sale
Source: Stellar MLS #O6441989
$250,000
$198/sqft

Neighborhood

457 Madison Cir
Davenport, FL, 33896 · 33896 - Davenport / Champions Gate

Market insights

Offer Insights

Choose an offer strength

List price: $250,000
$250,000
99.5% – 100% of listTops out right at the list price
80% of listList price
70 of the last 121 townhouse or villa closings in 33896 landed at this number or higher (58%). The median one sat 45 days before it went under contract, and this one is on day 23.

Sample: 121 closed townhouse or villa sales in 33896 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,983/mo
Principal & interest$1,304
Property taxes$287
Insurance$125
HOA$267
Down payment20% · $50,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$250,000

$198 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,262 sq ft

Time on market

23 days

Year built

2003

Monthly payment

About $1,983/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,445 annual tax bill, insurance, and the $800/qtr HOA fee.

HOA fee

$800/qtr

Managed by Sentry Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS CLASSICListing agent: Simi LakhaniListing data from Stellar MLS, MLS# O6441989.

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