What it really costs to own in Florida.
Orchid Terrace HOA and CDD fees
Haines City, Polk County · 33844
Homes in Orchid Terrace (Haines City) pay a median $154 a year in HOA dues, about $13 a month, based on 20 listings. Half fall between $135 and $154. 85% of listings with a known CDD status (20) report one, with a median $2,736 a year collected on the property tax bill.
What the dues cover
- Pool20% of listings
Amenities listed: Playground, Pool.
Live inventory
For sale in Orchid Terrace right now
11 active listings








Orchid Terrace cost questions
How much are HOA fees in Orchid Terrace?
Homes in Orchid Terrace (Haines City) pay a median $154 a year in HOA dues, about $13 a month, based on 20 listings. Half fall between $135 and $154.
Does Orchid Terrace have a CDD?
Yes, most homes. 85% of the 20 listings with a known CDD status report one, and 17 gave an amount: a median $2,736 a year (range $2,070 to $3,166). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.
What does it cost each month to own in Orchid Terrace, before the mortgage?
HOA, CDD and property tax come to about $846 a month at the medians (property tax median $7,259 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Orchid Terrace from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 20 addressesin subdivisions matching “ORCHID TERRACE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- West View Ridge Resorts IncHaines City · HOA $1,000/yr
- Orchid GroveDavenport · HOA $125/yr · CDD $2,340/yr
- Villa SorrentoHaines City · HOA $964/yr
- Ridge / Hlnd MeadowsHaines City · HOA $100/yr · CDD $1,844/yr
- Reserve / Hlnd MeadowsHaines City · CDD $1,823/yr
- Calabay Parc at Tower LakeHaines City · HOA $2,800/yr
- Calabay Park at Tower LakeHaines City · HOA $2,800/yr
- Highland MeadowsHaines City · HOA $100/yr · CDD $1,646/yr
- Citrus ReserveDavenport · CDD $2,478/yr
- Calabay at Tower LakeHaines City · HOA $2,700/yr
- Heather HillDavenport · HOA $522/yr
- Patterson GrovesHaines City · HOA $800/yr
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