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Overview

3 bd2 ba1,560 sqft2 car garageSingle Family
TypeSingle Family
HOA$158/yr
Built2022
Lot5,502 sqft
Living area1,560 sqft
Price / sqft$202
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsThermostatWalk-in Closet(s)Private Yard

1108 Saguaro St is a 2022-built home in Orchid Terrace Ph 2, Haines City. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,560 square feet of living space. Listed at $315,000 (about $202/sqft), 41 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $158 annually.

From the listing

Welcome home to 1108 Saguaro Street! Built in 2022, this beautifully maintained 3-bedroom, 2-bath Haines City home features upgraded 2025 plank LVP flooring, picture frame molding, recessed LED lighting, and custom accent walls. The open layout flows into a upgraded kitchen equipped with 42” espresso cabinets, champagne gold hardware, quartz countertops, a glass tile backsplash, stainless steel GE appliances, and an island with a built-in glass rinser. Both bathrooms feature matching quartz countertops, while ceiling fans and cordless blinds are installed throughout. Modern conveniences abound with a whole-home water filtration system, Moen Smart Flow system, hardwired Ring doorbell, built-in Level Lock, MyQ garage entry, epoxy garage floors, Taexx in-wall pest defense, an upgraded washer and dryer, and solar panels. Conveniently located near shopping, dining, and central Florida theme parks, this home is perfect for everyday living or investing!

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The essentials

Built
2022
Price / sqft
$202
On market
41 days
Annual tax
$7,204
HOA
$158/yr
Flood zone
X · Low risk
Lot
5,502 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
5,502 sqft lot
Lot size
1,560 sqft
Living area

Payment

Est. monthly payment
$2,414/mo
Down payment (20%)
$63,000
Property taxes
$600/mo
HOA
$158/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
5,502 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
41
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Private Yard
Sidewalk
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,204
Parcel #
27-27-08-727509-001290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Orchid Terrace Ph 2
County
Polk
MLS Area
33844 - Haines City/Grenelefe
Lot Size
5,502 sqft
HOA
$158/yr
Prime Community Management

Price history

Date
Event
Price
9/3/2026
Listed for sale
Source: Stellar MLS #O6437355
$315,000
$202/sqft

Neighborhood

1108 Saguaro St
Haines City, FL, 33844 · 33844 - Haines City/Grenelefe

Market insights

Offer Insights

Choose an offer strength

List price: $315,000
$312,500 – $315,000
99.5% – 100% of listTops out right at the list price
80% of listList price
374 of the last 555 home closings in 33844 landed at this number or higher (67%). The median one sat 46 days before it went under contract, and this one is on day 41.

Sample: 555 closed home sales in 33844 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,414/mo
Principal & interest$1,643
Property taxes$600
Insurance$158
HOA$13
Down payment20% · $63,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$315,000

$202 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,560 sq ft

Time on market

41 days

Year built

2022

Monthly payment

About $2,414/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,204 annual tax bill, insurance, and the $158/yr HOA fee.

HOA fee

$158/yr

Managed by Prime Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byTROPICAL SPRINGS REALTYListing agent: Nick NastaseListing data from Stellar MLS, MLS# O6437355.

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