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About this home
664 Tortugas St is a 2020-built home in Orchid Terrace Ph 1, Haines City. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,867 square feet of living space. Listed at $289,995 (about $155/sqft), 27 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $154 annually.
Assumable mortgage, interest rate 2.5% also Seller is offering up to $4,000 toward buyer's closing costs and prepaid expenses with an acceptable offer. Built in 2020, this well-maintained 4-bedroom, 2-bath home offers approximately 1,867 sq. ft. of comfortable single-story living with a bright, open-concept floor plan. The kitchen features granite countertops, stainless steel appliances, ample cabinetry and a large center island overlooking the spacious living and dining areas. Ceramic tile throughout the main living areas provides style and easy maintenance. The primary suite features a private bath with dual sinks, walk-in shower and generous vanity space. Additional conveniences include a dedicated laundry room and attached 2-car garage. Outside, enjoy a fully fenced backyard and expansive concrete patio, providing plenty of space for entertaining and outdoor activities. The property is equipped with an impressive 34-panel solar system for added energy efficiency. Solar panels are financed with an approximate balance of $14,954 to be assumed by buyer, subject to solar lender approval and transfer requirements, current monthly payment $84.16. Conveniently located near US-27, shopping, dining and major Central Florida roadways. Schedule your private showing today!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$289,995
$155 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,867 sq ft
Time on market
27 days
Year built
2020
Monthly payment
About $2,247/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,924 annual tax bill, insurance, and the $154/yr HOA fee.
HOA fee
$154/yr
Managed by Orchid Terrace/ Eric Moscow.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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