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Overview

4 bd3 ba1,833 sqft2 car garageSingle Family
TypeSingle Family
HOA$700/qtr
Built2007
Lot6,042 sqft
Living area1,833 sqft
Price / sqft$213
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)Sidewalk

189 Minniehaha Cir is a 2007-built home in Calabay Park At Tower Lake Ph 02, Haines City. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,833 square feet of living space. Listed at $390,000 (about $213/sqft), 85 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $700 quarterly.

From the listing

Welcome to resort-style living in the gated community of Calabay Parc at Tower Lake. This beautifully maintained 4-bedroom, 3-bath home offers the perfect blend of comfort, flexibility, and investment potential. Inside, you'll find soaring ceilings, tile flooring throughout, and a spacious split-bedroom floor plan that creates privacy while keeping the kitchen and dining areas open for entertaining or everyday living. Step outside to your own private oasis featuring a heated in-ground pool and spa, perfect for relaxing after a day on the lake or enjoying the Florida sunshine. Major updates include a new roof (2025), New HVAC (2026), water heater (2026), and pool heater (2026), providing added peace of mind. Previously operated as a successful short-term vacation rental, the home can easily be converted back, as the HOA allows short-term rentals. Residents also enjoy a guarded entrance along with exclusive access to Tower Lake's private boat ramp and dock. Whether you're looking for a primary residence, vacation home, or income-producing property, this home delivers the Florida lifestyle you've been searching for.

The essentials

Built
2007
Price / sqft
$213
On market
85 days
Annual tax
$5,745
HOA
$700/qtr
Flood zone
X · Low risk
Lot
6,042 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
Private pool
Heated
2 car garage
Driveway
6,042 sqft lot
Lot size
1,833 sqft
Living area

Payment

Est. monthly payment
$2,941/mo
Down payment (20%)
$78,000
Property taxes
$479/mo
HOA
$700/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
6,042 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, On Street
Pool
Child Safety Fence, Gunite, Heated, In Ground, Lighting
Days on Market
85
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Sidewalk
Sprinkler Metered
Deed Restrictions
Gated Community - Guard
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2024)
$5,745
Parcel #
27-27-17-741010-001900

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Calabay Park At Tower Lake Ph 02
County
Polk
MLS Area
33844 - Haines City/Grenelefe
Lot Size
6,042 sqft
SidewalkPaved
HOA
$700/qtr
Highland Community Management / Jennifer Conklin

Price history

Date
Event
Price
7/17/2026
Listed for sale
Source: Stellar MLS #W7887829
$390,000
$213/sqft

Neighborhood

189 Minniehaha Cir
Haines City, FL, 33844 · 33844 - Haines City/Grenelefe

Market insights

Offer Insights

Choose an offer strength

List price: $390,000
$387,500 – $390,000
99.5% – 100% of listTops out right at the list price
80% of listList price
373 of the last 555 home closings in 33844 landed at this number or higher (67%). The median one sat 46 days before it went under contract, and this one is on day 85.

Sample: 555 closed home sales in 33844 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,941/mo
Principal & interest$2,034
Property taxes$479
Insurance$195
HOA$233
Down payment20% · $78,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$390,000

$213 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,833 sq ft

Time on market

85 days

Year built

2007

Monthly payment

About $2,941/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,745 annual tax bill, insurance, and the $700/qtr HOA fee.

HOA fee

$700/qtr

Managed by Highland Community Management / Jennifer Conklin.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Gregory Anderson, PAListing data from Stellar MLS, MLS# W7887829.

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