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Overview

4 bd3 ba2,226 sqft2 car garageSingle Family
TypeSingle Family
HOA$167/qtr
Built2023
Lot7,122 sqft
Living area2,226 sqft
Price / sqft$174
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in OvenDishwasherDisposalRefrigerator

4903 Mainsail St is a 2023-built home in Hammock Reserve Ph 3, Haines City. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,226 square feet of living space. Listed at $388,000 (about $174/sqft), 318 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $167 quarterly.

From the listing

Casa Fresca home, The Azure is jam packed with all the features that matter the most—Solar Panels for efficiency, New Fence, solid surface countertops throughout, all-new GE appliances including refrigerator, and a generous recreation area for the whole family. The back-facing master suite features an adjoining master bath with a walk-in shower, double vanities, and an oversized walk-in-closet. Name a better duo than light grey cabinets and quartz countertops! Step into your stylish, modern home with this Interior Design. This bold home is situated in Hammock Reserve, a new home community ideally located in Haines City, FL. Residents enjoy resort-style amenities, walking trails, a central location close to all the conveniences, top shopping and dining options.

The essentials

Built
2023
Price / sqft
$174
On market
318 days
Annual tax
$7,218
HOA
$167/qtr
Flood zone
X · Low risk
Lot
7,122 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
7,122 sqft lot
Lot size
2,226 sqft
Living area

Payment

Est. monthly payment
$2,875/mo
Down payment (20%)
$77,600
Property taxes
$601/mo
HOA
$167/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
7,122 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
318
Built-in Oven
Dishwasher
Disposal
Refrigerator
Elementary
Horizons Elementary
Middle
Boone Middle
High
Ridge Community Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2024)
$7,218
Parcel #
26-27-24-489504-007010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock Reserve Ph 3
County
Polk
MLS Area
33844 - Haines City/Grenelefe
Lot Size
7,122 sqft
Corner Lot
HOA
$167/qtr
Prime Community management

Price history

Date
Event
Price
11/26/2025
Listed for sale
Source: Stellar MLS #O6364027
$388,000
$174/sqft

Neighborhood

4903 Mainsail St
Haines City, FL, 33844 · 33844 - Haines City/Grenelefe

Market insights

Offer Insights

Choose an offer strength

List price: $388,000
$385,000 – $388,000
99.5% – 100% of listTops out right at the list price
80% of listList price
373 of the last 555 home closings in 33844 landed at this number or higher (67%). The median one sat 46 days before it went under contract, and this one is on day 318.

Sample: 555 closed home sales in 33844 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,875/mo
Principal & interest$2,024
Property taxes$601
Insurance$194
HOA$56
Down payment20% · $77,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$388,000

$174 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,226 sq ft

Time on market

318 days

Year built

2023

Monthly payment

About $2,875/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,218 annual tax bill, insurance, and the $167/qtr HOA fee.

HOA fee

$167/qtr

Managed by Prime Community management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLOKATIONListing agent: David EsfahaniListing data from Stellar MLS, MLS# O6364027.

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