What it really costs to own in Florida.
Whispering Ridge HOA fees
Lake Wales, Polk County · 33853
Homes in Whispering Ridge (Lake Wales) pay a median $600 a year in HOA dues, about $50 a month, based on 8 listings. Half fall between $600 and $600. None of the listings we reviewed report a CDD.
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For sale in Whispering Ridge right now
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Whispering Ridge cost questions
How much are HOA fees in Whispering Ridge?
Homes in Whispering Ridge (Lake Wales) pay a median $600 a year in HOA dues, about $50 a month, based on 8 listings. Half fall between $600 and $600.
Does Whispering Ridge have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Whispering Ridge, before the mortgage?
HOA and property tax come to about $397 a month at the medians (property tax median $4,167 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Whispering Ridge from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 8 addressesin subdivisions matching “WHISPERING RIDGE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Hunt Club GrovesLake Wales · HOA $960/yr · CDD $2,007/yr
- Hunt Club / Lk WalesLake Wales · CDD $2,181/yr
- Country ClubLake Wales · HOA $2,249/yr
- La Casa CondoLake Wales · HOA $7,440/yr
- Hickory Ridge EstatesLake Wales · HOA $1,000/yr
- Citrus PlaceBabson Park · HOA $840/yr
- Seasons at Annabelle EstatesWinter Haven · HOA $450/yr · CDD $2,650/yr
- Chalet EstatesLake Wales · HOA $2,520/yr
- Reserve at Forest LakeLake Wales · HOA $400/yr
- Annabelle EstatesLake Wales · HOA $480/yr · CDD $2,770/yr
- Dinner Lake ShoresLake Wales · HOA $720/yr
- Leomas LandingLake Wales · HOA $980/yr · CDD $2,988/yr
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