Costs of owning

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Annabelle Estates HOA and CDD fees

Lake Wales, Polk County · 33859

Homes in Annabelle Estates (Lake Wales) pay a median $480 a year in HOA dues, about $40 a month, based on 31 listings. Half fall between $444 and $1,040. 100% of listings with a known CDD status (32) report one, with a median $2,770 a year collected on the property tax bill.

HOA, median
$480/yr
About $40 a month
CDD, median
$2,770/yr
100% of 32 listings have one
Property tax, median
$2,982/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$519
HOA + CDD + tax at the medians

HOA by home type

Single-family homes$444/yr21 listings
Townhomes and villas$1,040/yr10 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Pool65% of listings
  • Recreational Facilities26% of listings
  • Management23% of listings

Amenities listed: Pickleball Court(s), Playground, Pool, Park, Fence Restrictions.

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For sale in Annabelle Estates right now

14 active listings

Annabelle Estates cost questions

How much are HOA fees in Annabelle Estates?

Homes in Annabelle Estates (Lake Wales) pay a median $480 a year in HOA dues, about $40 a month, based on 31 listings. Half fall between $444 and $1,040.

Does Annabelle Estates have a CDD?

Yes, most homes. 100% of the 32 listings with a known CDD status report one, and 32 gave an amount: a median $2,770 a year (range $999 to $2,773). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.

What does it cost each month to own in Annabelle Estates, before the mortgage?

HOA, CDD and property tax come to about $519 a month at the medians (property tax median $2,982 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Annabelle Estates from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 32 addressesin subdivisions matching “ANNABELLE ESTATES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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