Costs of owning

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Villa Mar HOA and CDD fees

Winter Haven, Polk County · 33884

Homes in Villa Mar (Winter Haven) pay a median $640 a year in HOA dues, about $53 a month, based on 48 listings. Half fall between $640 and $640. 100% of listings with a known CDD status (48) report one, with a median $2,368 a year collected on the property tax bill.

HOA, median
$640/yr
About $53 a month
CDD, median
$2,368/yr
100% of 48 listings have one
Property tax, median
$2,688/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$475
HOA + CDD + tax at the medians

What the dues cover

  • Escrow Reserves Fund42% of listings
  • Private Road42% of listings

Amenities listed: Playground, Pool.

Villa Mar cost questions

How much are HOA fees in Villa Mar?

Homes in Villa Mar (Winter Haven) pay a median $640 a year in HOA dues, about $53 a month, based on 48 listings. Half fall between $640 and $640.

Does Villa Mar have a CDD?

Yes, most homes. 100% of the 48 listings with a known CDD status report one, and 48 gave an amount: a median $2,368 a year (range $1,584 to $2,732). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.

What does it cost each month to own in Villa Mar, before the mortgage?

HOA, CDD and property tax come to about $475 a month at the medians (property tax median $2,688 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Villa Mar from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 48 addressesin subdivisions matching “VILLA MAR”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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