What it really costs to own in Florida.
Harmony / Lk Eloise HOA fees
Winter Haven, Polk County · 33884
Homes in Harmony / Lk Eloise (Winter Haven) pay a median $360 a year in HOA dues, about $30 a month, based on 5 listings. Half fall between $360 and $360.
What the dues cover
- Recreational Facilities60% of listings
- Pool40% of listings
Amenities listed: Playground, Pool.
Live inventory
For sale in Harmony / Lk Eloise right now
3 active listings
Harmony / Lk Eloise cost questions
How much are HOA fees in Harmony / Lk Eloise?
Homes in Harmony / Lk Eloise (Winter Haven) pay a median $360 a year in HOA dues, about $30 a month, based on 5 listings. Half fall between $360 and $360.
Does Harmony / Lk Eloise have a CDD?
40% of the listings we reviewed report a CDD, too few to publish an amount. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Harmony / Lk Eloise, before the mortgage?
HOA and property tax come to about $564 a month at the medians (property tax median $6,404 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Harmony / Lk Eloise from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 5 addressesin subdivisions matching “HARMONY/LK ELOISE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Harmony on Lake EloiseWinter Haven · HOA $360/yr · CDD $2,089/yr
- GardensWinter Haven · HOA $350/yr
- Peach CrossingsWinter Haven · HOA $1,140/yr
- Eagle LandingWinter Haven · HOA $450/yr
- Eagle HammockEagle Lake · HOA $100/yr · CDD $2,587/yr
- Squires GroveWinter Haven · HOA $660/yr
- Orange Manor West Coop IncWinter Haven · HOA $3,348/yr
- Villa MarWinter Haven · HOA $640/yr · CDD $2,368/yr
- VillamarWinter Haven · HOA $211/yr · CDD $2,101/yr
- Lake Dexter WoodsWinter Haven · HOA $488/yr
- TerranovaWinter Haven · HOA $664/yr
- Ranches / Lk McLeodEagle Lake · HOA $1,416/yr · CDD $1,965/yr
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