Costs of owning

What it really costs to own in Florida.

Villamar HOA and CDD fees

Winter Haven, Polk County · 33884

Homes in Villamar (Winter Haven) pay a median $211 a year in HOA dues, about $18 a month, based on 98 listings. Half fall between $182 and $636. 97% of listings with a known CDD status (101) report one, with a median $2,101 a year collected on the property tax bill.

HOA, median
$211/yr
About $18 a month
CDD, median
$2,101/yr
97% of 101 listings have one
Property tax, median
$4,125/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$536
HOA + CDD + tax at the medians

What the dues cover

  • Pool29% of listings

Amenities listed: Playground, Pool, Park.

Villamar cost questions

How much are HOA fees in Villamar?

Homes in Villamar (Winter Haven) pay a median $211 a year in HOA dues, about $18 a month, based on 98 listings. Half fall between $182 and $636.

Does Villamar have a CDD?

Yes, most homes. 97% of the 101 listings with a known CDD status report one, and 98 gave an amount: a median $2,101 a year (range $1,200 to $2,530). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.

What does it cost each month to own in Villamar, before the mortgage?

HOA, CDD and property tax come to about $536 a month at the medians (property tax median $4,125 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Villamar from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 101 addressesin subdivisions matching “VILLAMAR”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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