Costs of owning

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Traditions HOA fees

Winter Haven, Polk County · 33884

Homes in Traditions (Winter Haven) pay a median $5,820 a year in HOA dues, about $485 a month, based on 25 listings. Half fall between $5,472 and $5,820. None of the listings we reviewed report a CDD.

HOA, median
$5,820/yr
About $485 a month
CDD, median
None reported
Property tax, median
$2,936/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$730
HOA + tax at the medians

HOA by home type

Single-family homes$5,820/yr16 listings
Townhomes and villas$3,000/yr9 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Pool88% of listings
  • Cable TV72% of listings
  • Internet72% of listings
  • Maintenance Grounds68% of listings
  • Recreational Facilities48% of listings
  • Maintenance Structure36% of listings

Amenities listed: Pool, Clubhouse, Fitness Center, Gated, Recreation Facilities, Cable TV.

Live inventory

For sale in Traditions right now

12 active listings

4035 Carteret Dr
Active
House for sale
$249,900
2 bed2 bath1,719 sqft0.12 acre lot
4035 Carteret Dr
Winter Haven, FL, 33884
Brokered by LKV REALTY, LLC
2668 Rutledge CT
Active
Townhouse for sale
$232,000
3 bed2 bath1,419 sqft0.07 acre lot
2668 Rutledge CT
Winter Haven, FL, 33884
Brokered by KELLER WILLIAMS REALTY
4075 Bedford Ave
ActivePrice reduced
House for sale
$344,900
$4k
2 bed2 bath1,888 sqft0.15 acre lot
4075 Bedford Ave
Winter Haven, FL, 33884
Brokered by CENTURY 21 MYERS REALTY LAKE WALES
3541 Raleigh Dr
ActivePrice reduced
House for sale
$345,000
$5k
3 bed3 bath2,006 sqft0.13 acre lot
3541 Raleigh Dr
Winter Haven, FL, 33884
Brokered by CENTURY 21 MYERS REALTY LAKE WALES
2820 Traditions Blvd S
Active
House for sale
$309,900
3 bed2 bath1,823 sqft0.15 acre lot
2820 Traditions Blvd S
Winter Haven, FL, 33884
Brokered by AGENT GROUP REALTY
4132 Martindale Loop
Active
House for sale
$399,900
4 bed3 bath1,894 sqft0.19 acre lot
4132 Martindale Loop
Winter Haven, FL, 33884
Brokered by TRADE WINDS REALTY
3614 Plymouth Dr
ActivePrice reduced
House for sale
$310,000
$10k
3 bed2 bath2,109 sqft0.19 acre lot
3614 Plymouth Dr
Winter Haven, FL, 33884
Brokered by LPT REALTY LLC
4130 Bedford Ave
Active
House for sale
$309,900
2 bed2 bath1,819 sqft0.12 acre lot
4130 Bedford Ave
Winter Haven, FL, 33884
Brokered by COLDWELL BANKER REALTY
See all 12 Traditions homes

Traditions cost questions

How much are HOA fees in Traditions?

Homes in Traditions (Winter Haven) pay a median $5,820 a year in HOA dues, about $485 a month, based on 25 listings. Half fall between $5,472 and $5,820.

Does Traditions have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Traditions, before the mortgage?

HOA and property tax come to about $730 a month at the medians (property tax median $2,936 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Traditions from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 26 addressesin subdivisions matching “TRADITIONS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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