4075 Bedford Ave, photo 1
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Overview

2 bd2 ba1,888 sqft2 car garageSingle Family
TypeSingle Family
HOA$485/mo
Built2018
Lot6,621 sqft
Living area1,888 sqft
Price / sqft$183
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit Bedroom

4075 Bedford Ave is a 2018-built home in Traditions Ph 02, Winter Haven. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,888 square feet of living space. Listed at $344,900 (about $183/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $485 monthly.

From the listing

Welcome to Traditions, a premier 55+ maintenance-free gated community, where resort-style living meets everyday comfort and convenience! This wonderful 2-bedroom, 2-bath home with a den offers Eco Smart construction and an exceptional location just steps from the community clubhouse and directly across the street from the boat ramp. A charming screened-in front entry welcomes you into this beautifully appointed home. Step inside to the spacious Great Room, featuring elegant crown molding and porcelain plank flooring. Oversized glass sliding doors provide an abundance of natural light and open seamlessly to the screened-in lanai, creating an effortless flow between indoor and outdoor living. The gourmet kitchen is truly a chef’s delight, showcasing timeless white shaker cabinetry accented with crown molding and brushed-nickel hardware, complemented by a beautiful glass-tile backsplash. The center island features luxurious quartz countertops and pendant lighting, creating both a stylish focal point and functional workspace. A walk-in pantry and stainless-steel appliance package provide additional convenience and storage. The charming breakfast nook offers the perfect spot for casual dining. Designed for entertaining, the open-concept floor plan allows the formal Dining Room to flow naturally into the Great Room. The versatile Den is an inviting retreat with beautiful views overlooking Lake Ruby, making it an ideal home office, reading room, or additional living space. The Primary Bedroom Suite offers a peaceful retreat, featuring a tray ceiling, wall-to-wall carpeting, and a generously sized walk-in closet. The luxurious Primary Bath features a comfort-height vanity with dual sinks, quartz countertops, private water closet, and a handicapped-accessible tiled shower beautifully finished with decorative Listello tile and glass enclosure. Throughout the home, crown molding and graceful arched entryways add architectural detail and timeless elegance. Step outside to the generously sized screened-in lanai, beautifully finished with pavers and offering a peaceful space to relax, entertain, and enjoy the Florida lifestyle. Additional features include a Laundry Room with cabinetry, washer and dryer, keyless smart-lock entry, smart thermostat, double-pane Low-E windows, AO Smith hybrid water heater, screened front entry, exterior carriage lighting, architectural shingle roof, radiant heat barrier, gutters, exterior stone facade, and paved walkway & driveway. The two-car garage features a garage door opener for added convenience. Traditions offers an exceptional active-adult lifestyle with an impressive array of amenities and planned activities. Residents enjoy a lakefront clubhouse, dock and boat ramp, heated swimming pool and spa, ballroom, billiards, meeting room, library, computer room, craft room, dog park, tennis courts, basketball court, bocce, shuffleboard, fitness center, aerobics studio, and so much more. The monthly HOA fee includes lawn service, cable, internet, and exterior house painting, providing added value and making maintenance-free living truly effortless. With its coveted location near the clubhouse and boat ramp, Lake Ruby views, this property offers the perfect combination of resort-style amenities, beautiful surroundings, and everyday convenience.

The essentials

Built
2018
Price / sqft
$183
On market
20 days
Annual tax
$2,907
HOA
$485/mo
Flood zone
X · Low risk
Lot
6,621 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Water views
Water
Community pool
Fitness center too
2 car garage
Driveway
6,621 sqft lot
Lot size

Payment

Est. monthly payment
$2,699/mo
Down payment (20%)
$68,980
Property taxes
$242/mo
HOA
$485/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
6,621 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
20
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Lighting
Private Mailbox
Buyer Approval Required
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Park
Pool
Sidewalks
Special Community Restrictions
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,907
Parcel #
26-29-13-687554-000630

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Traditions Ph 02
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
6,621 sqft
LandscapedLevelPavedPrivate
HOA
$485/mo
Leland Management - Dulcy Murchison

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #P4939922
$344,900-1.2%
$183/sqft
9/22/2026
Listed for sale
Source: Stellar MLS #P4939922
$349,001
$185/sqft

Neighborhood

4075 Bedford Ave
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $344,900
$342,500 – $344,900
99.5% – 100% of listTops out right at the list price
80% of listList price
220 of the last 350 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 20 after a $4,101 cut.

Sample: 350 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,699/mo
Principal & interest$1,799
Property taxes$242
Insurance$172
HOA$485
Down payment20% · $68,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$344,900

$183 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,888 sq ft

Time on market

20 days

Year built

2018

Monthly payment

About $2,699/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,907 annual tax bill, insurance, and the $485/mo HOA fee.

HOA fee

$485/mo

Managed by Leland Management - Dulcy Murchison.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 MYERS REALTY LAKE WALESListing agent: Eileen BelangerListing data from Stellar MLS, MLS# P4939922.

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