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About this home
240 Santa Rosa Dr is a 1988-built home in Overlook Ests Ph 3, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,850 square feet of living space. Listed at $445,000 (about $156/sqft), 290 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $550 annually.
Back on the market! Beautiful 4 bedroom, 2 1/2-bathroom, pool home with new roof (2024), septic (2024), A/C (2025) in gated Overlook Estates. Fresh price reduction, bring your offers! Experience the pinnacle of Florida living in this exceptional pool home, offering 2,850 sq ft of light-drenched space in the established Overlook Estates neighborhood, where privacy and prestige define the community. This is the rare opportunity you've been waiting for: a spacious, ultra-private luxury home in a top-tier location. Schedule your showing today and make this dream residence yours before it's gone.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$445,000
$156 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,850 sq ft
Time on market
290 days
Year built
1988
Monthly payment
About $2,822/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,790 annual tax bill, insurance, and the $550/yr HOA fee.
HOA fee
$550/yr
Managed by Overlook Estates.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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