Costs of owning

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Reserve at Forest Lake HOA fees

Lake Wales, Polk County · 33859

Homes in Reserve at Forest Lake (Lake Wales) pay a median $400 a year in HOA dues, about $33 a month, based on 28 listings. Half fall between $400 and $1,200. None of the listings we reviewed report a CDD.

HOA, median
$400/yr
About $33 a month
CDD, median
None reported
Property tax, median
$907/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$109
HOA + tax at the medians

What the dues cover

  • Pool100% of listings
  • Maintenance Grounds86% of listings

Amenities listed: Trail(s).

96% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.

Reserve at Forest Lake cost questions

How much are HOA fees in Reserve at Forest Lake?

Homes in Reserve at Forest Lake (Lake Wales) pay a median $400 a year in HOA dues, about $33 a month, based on 28 listings. Half fall between $400 and $1,200.

Does Reserve at Forest Lake have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Reserve at Forest Lake, before the mortgage?

HOA and property tax come to about $109 a month at the medians (property tax median $907 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Reserve at Forest Lake from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 28 addressesin subdivisions matching “RESERVE AT FOREST LAKE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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