What it really costs to own in Florida.
Garden Grove Oaks HOA fees
Winter Haven, Polk County · 33884
Homes in Garden Grove Oaks (Winter Haven) pay a median $780 a year in HOA dues, about $65 a month, based on 14 listings. Half fall between $780 and $780. None of the listings we reviewed report a CDD.
What the dues cover
- Pool71% of listings
- Common Area Taxes57% of listings
- Recreational Facilities29% of listings
Amenities listed: Clubhouse, Shuffleboard Court, Pool, Spa/Hot Tub, Recreation Facilities.
Live inventory
For sale in Garden Grove Oaks right now
12 active listings








Garden Grove Oaks cost questions
How much are HOA fees in Garden Grove Oaks?
Homes in Garden Grove Oaks (Winter Haven) pay a median $780 a year in HOA dues, about $65 a month, based on 14 listings. Half fall between $780 and $780.
Does Garden Grove Oaks have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Garden Grove Oaks, before the mortgage?
HOA and property tax come to about $168 a month at the medians (property tax median $1,241 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Garden Grove Oaks from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 14 addressesin subdivisions matching “GARDEN GROVE OAKS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Ruby LakeWinter Haven · HOA $850/yr
- Cypresswood EnclaveWinter Haven · HOA $5,196/yr
- Cypress LandingWinter Haven · HOA $1,000/yr
- CypresswoodWinter Haven · HOA $1,825/yr
- Planters WalkWinter Haven · HOA $95/yr
- Cypresswood Patio HomesWinter Haven · HOA $1,560/yr
- WintersetWinter Haven · HOA $5,334/yr
- Ashton CoveyWinter Haven · HOA $756/yr
- Lake Dexter WoodsWinter Haven · HOA $488/yr
- Orchid Springs VillWinter Haven · HOA $5,382/yr
- Florida Highland CoWinter Haven · HOA $1,224/yr
- TraditionsWinter Haven · HOA $5,820/yr
Get a real value review from our team.
We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.
