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Overview

2 bd2 ba1,200 sqftManufactured Home
TypeManufactured Home
HOA$65/mo
Built1998
Lot4,500 sqft
Living area1,200 sqft
Price / sqft$142

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Accessibility FeaturesCeiling Fans(s)Awning(s)Private MailboxPrivate YardStorageBuyer Approval RequiredClubhouse

6086 Southern Oaks Dr is a 1998-built home in Garden Grove Oaks, Winter Haven. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,200 square feet of living space. Listed at $169,900 (about $142/sqft), 60 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $65 monthly.

From the listing

This home has a community swimming pool and you own your land!! Seller just adjusted the price to match the market. Home is fully furnished, officially it is 2 bedrooms, 2 bath home however the front room could be converted to a 3 bedroom just add a closet. Wonderful club house, a inground community pool and a pond stocked with fish with a low monthly fee of $65.00/month. 55 plus age requirement of one of the buyers in this community of Garden Grove Oaks. You own your land and you can file homestead making your taxes very low. Kitchen is very user friendly with updated appliances. In fact, the dishwasher and refrigerator are still under warranty. All the carpet was replaced with laminate. This home has a workshop/hobby room in the shed with another storage area and a private back yard screened porch with vinyl windows. Conveniently located to medical facilities, shopping, restaurants and major highways leading to Lake Wales, Haines City, Orlando and Tampa.

The essentials

Built
1998
Price / sqft
$142
On market
60 days
Annual tax
$749
HOA
$65/mo
Flood zone
X · Low risk
Lot
4,500 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1998
Community pool
Shared amenity
4,500 sqft lot
Lot size
1,200 sqft
Living area

Payment

Est. monthly payment
$1,098/mo
Down payment (20%)
$33,980
Property taxes
$62/mo
HOA
$65/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1998
Lot
4,500 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
60
Accessibility Features
Ceiling Fans(s)
Awning(s)
Private Mailbox
Private Yard
Storage
Buyer Approval Required
Clubhouse
Deed Restrictions
Golf Carts OK
Pool
Dishwasher
Disposal
Gas Water Heater
Microwave
Range
Range Hood
Refrigerator
Flood Zone X
Annual Tax (2025)
$749
Parcel #
27-29-06-855564-001550

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Garden Grove Oaks
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
4,500 sqft
HOA
$65/mo
Deborah Watters

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #L4964177
$169,900-2.9%
$142/sqft
8/11/2026
Listed for sale
Source: Stellar MLS #L4964177
$174,900
$146/sqft

Neighborhood

6086 Southern Oaks Dr
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $169,900
$169,900
99.5% – 100% of listTops out right at the list price
80% of listList price
220 of the last 349 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 60 after a $5,000 cut.

Sample: 349 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,098/mo
Principal & interest$886
Property taxes$62
Insurance$85
HOA$65
Down payment20% · $33,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$169,900

$142 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,200 sq ft

Time on market

60 days

Year built

1998

Monthly payment

About $1,098/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $749 annual tax bill, insurance, and the $65/mo HOA fee.

HOA fee

$65/mo

Managed by Deborah Watters.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Joanne SummerallsListing data from Stellar MLS, MLS# L4964177.

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