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Overview

3 bd2 ba1,245 sqftSingle Family
TypeSingle Family
HOANone listed
Built1970
Lot8,625 sqft
Living area1,245 sqft
Price / sqft$181

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Vaulted Ceiling(s)Walk-in Closet(s)DishwasherRangeRefrigerator

125 Whittier Ln is a 1970-built home in Fla Highlands CO Sub, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,245 square feet of living space. Listed at $225,000 (about $181/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. NO HOA! 3BR/2BA Gem in Established quiet Winter Haven Neighborhood! Welcome home to this solid, beautifully built 3-bedroom, 2-bathroom residence featuring a 2-car garage and a spacious, comfortable layout designed for easy living! This property offers complete freedom and flexibility. Big-ticket updates provide complete peace of mind, including a roof replaced in 2020 and an HVAC system installed in 2019. Inside, enjoy an inviting floor plan with ample living space, ideal for relaxing or entertaining. Step outside to your private backyard—perfect for outdoor gatherings, pets, or creating your own backyard oasis. Conveniently located just minutes from top-rated schools, local shopping centers, medical facilities, dining, and popular area attractions. Whether you are searching for your ideal primary residence, a relaxing Florida vacation getaway, or a high-performing addition to your rental investment portfolio, this versatile home is an absolute must-see!

The essentials

Built
1970
Price / sqft
$181
On market
2 days
Annual tax
$3,534
Flood zone
X · Low risk
Lot
8,625 sqft
Type
Single Family Residence

At a glance

Single family
Built 1970
8,625 sqft lot
Lot size
1,245 sqft
Living area

Payment

Est. monthly payment
$1,580/mo
Down payment (20%)
$45,000
Property taxes
$294/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1970
Lot
8,625 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
2
Vaulted Ceiling(s)
Walk-in Closet(s)
Dishwasher
Range
Refrigerator
Elementary
Garden Grove Elem
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,534
Parcel #
26-28-36-663000-000625

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fla Highlands CO Sub
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
8,625 sqft
Paved

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #K4903869
$225,000
$181/sqft

Neighborhood

125 Whittier Ln
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $225,000
$225,000
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 357 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 2.

Sample: 357 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,580/mo
Principal & interest$1,173
Property taxes$294
Insurance$113
Down payment20% · $45,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$225,000

$181 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,245 sq ft

Time on market

2 days

Year built

1970

Monthly payment

About $1,580/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,534 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byGOLD HEART REALTY LLCListing agent: Lori RobertsListing data from Stellar MLS, MLS# K4903869.

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