125 Andreas St, photo 1
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Overview

4 bd2 ba1,823 sqft2 car garageSingle Family
TypeSingle Family
HOA$232/yr
Built2021
Lot5,502 sqft
Living area1,823 sqft
Price / sqft$165
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanSidewalkPlaygroundPoolDishwasherDryerElectric Water HeaterMicrowave

125 Andreas St is a 2021-built home in Lucerne Park Reserve, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,823 square feet of living space. Listed at $300,000 (about $165/sqft), 157 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $232 annually.

From the listing

Welcome to this beautifully maintained 4-bedroom, 2-bath home built in 2021, offering 1,832 sq ft of comfortable living space in the growing area of Winter Haven.This well-kept residence features a functional and open layout with a spacious kitchen that flows seamlessly into the living and dining areas—perfect for both everyday living and entertaining. Oneof the bedrooms offers flexibility and can easily be used as a home office, ideal for today’s lifestyle needs.The home also includes a dedicated laundry room and generously sized primary bedroom, providing comfortand convenience throughout. Located in a rapidly developing area, a new plaza is currently under construction nearby, adding future value and accessibility to shopping and dining options. Plus, LEGOLAND Florida Resort is approximately 20 minutes away, offering fun and entertainment close to home. Don’t miss the chance to own a newer home in a thriving community!

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The essentials

Built
2021
Price / sqft
$165
On market
157 days
Annual tax
$6,452
HOA
$232/yr
Flood zone
X · Low risk
Lot
5,502 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Community pool
Shared amenity
2 car garage
5,502 sqft lot
Lot size
1,823 sqft
Living area

Payment

Est. monthly payment
$2,272/mo
Down payment (20%)
$60,000
Property taxes
$538/mo
HOA
$232/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
5,502 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
157
Open Floorplan
Sidewalk
Playground
Pool
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Elementary
Lake Alfred Elem
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,452
Parcel #
26-28-02-522103-001320

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lucerne Park Reserve
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
5,502 sqft
Paved
HOA
$232/yr
S

Price history

Date
Event
Price
7/1/2026
Price change
Source: Stellar MLS #O6405543
$300,000-3.2%
$165/sqft
5/7/2026
Listed for sale
Source: Stellar MLS #O6405543
$310,000
$170/sqft

Neighborhood

125 Andreas St
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $300,000
$297,500 – $300,000
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 41 days before it went under contract, and this one is on day 157 after a $10,000 cut.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,271/mo
Principal & interest$1,565
Property taxes$538
Insurance$150
HOA$19
Down payment20% · $60,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$300,000

$165 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,823 sq ft

Time on market

157 days

Year built

2021

Monthly payment

About $2,272/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,452 annual tax bill, insurance, and the $232/yr HOA fee.

HOA fee

$232/yr

Managed by S.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDENIZ REALTY PARTNERS LLCListing agent: Patricia SchraiberListing data from Stellar MLS, MLS# O6405543.

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