953 Cambridge Dr, photo 1
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Overview

4 bd3 ba2,364 sqft2 car garageSingle Family
TypeSingle Family
HOA$200/yr
Built2022
Lot9,426 sqft
Living area2,364 sqft
Price / sqft$167
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)GardenParkPlaygroundPoolSidewalksDishwasherDisposal

953 Cambridge Dr is a 2022-built home in Lucerne Park Reserve, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,364 square feet of living space. Listed at $395,000 (about $167/sqft), 222 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200 annually.

From the listing

Come see this gorgeous 4-Bedroom Home in the beautiful community of Lucerne Park Reserve, Winter Haven, FL – a beautifully designed 4-bedroom, 2.5-bathroom home located in the amazing Lucerne Park Reserve community. Located in a prime corner lot, this home provides you a modern design, spacious living, and an incredible community that is perfect for families who are looking for comfort. Key Features: Spacious & Functional Layout: This is a designed 2,340 sq. ft. home with an open-concept living space, perfect for entertaining. It is located in a big Corner Lot with a Huge Fenced Backyard. It is perfect for you if you need some extra privacy or space for outdoor activities, pets, and even to build a pool! In addition, the property has an Air-Conditioned 2-Car Garage and some Extra Driveway Parking. In the second floor you will find the Loft that would be perfect for entertainment. You cannot miss the incredible Master Suite with a custom walk-in closet, designed for ultimate storage and organization. The property offers a beautifully upgraded open kitchen with a big island, perfect for family gatherings and entertaining guests. One of the most important features is that you will enjoy a Brand-New AC Unit. The property is Located in Winter Haven, Lucerne Park Reserve that is a peaceful, family-friendly community with beautiful surroundings, great amenities, and easy access to major attractions. The community is just Minutes away from LEGOLAND Florida Resort. You will get a close Access to the Winter Haven Chain of Lakes. The community is in an amazing location that is close to Downtown Winter Haven where you can Enjoy boutique shopping, fine dining, and cultural venues like The Ritz Theatre and Theatre Winter Haven. You will get into the major highways in just a few minutes with Easy access to Orlando, Tampa, and other major cities for work or entertainment. Don't miss the opportunity to see this beautiful corner lot property before it is gone! You can be the next owner and live in the after sought community of Lucerne Park Reserve! Come see it today!!

The essentials

Built
2022
Price / sqft
$167
On market
222 days
Annual tax
$6,877
HOA
$200/yr
Flood zone
X · Low risk
Lot
9,426 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
Covered
9,426 sqft lot
Lot size
2,364 sqft
Living area

Payment

Est. monthly payment
$2,847/mo
Down payment (20%)
$79,000
Property taxes
$573/mo
HOA
$200/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
9,426 sqft
Cooling
Central Air
Heating
Central
Parking
Covered, Garage Door Opener
Days on Market
222
Ceiling Fans(s)
Garden
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Fred G. Garnier Elem
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,877
Parcel #
26-28-02-522103-002690

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lucerne Park Reserve
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
9,426 sqft
Corner Lot
HOA
$200/yr
Kylie J. Castaño

Price history

Date
Event
Price
3/2/2026
Listed for sale
Source: Stellar MLS #O6386825
$395,000
$167/sqft

Neighborhood

953 Cambridge Dr
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $395,000
$392,500 – $395,000
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 42 days before it went under contract, and this one is on day 222.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,847/mo
Principal & interest$2,060
Property taxes$573
Insurance$198
HOA$17
Down payment20% · $79,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$395,000

$167 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,364 sq ft

Time on market

222 days

Year built

2022

Monthly payment

About $2,847/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,877 annual tax bill, insurance, and the $200/yr HOA fee.

HOA fee

$200/yr

Managed by Kylie J. Castaño.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byREAL BROKER, LLCListing agent: Carlos Carreno LedezmaListing data from Stellar MLS, MLS# O6386825.

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