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Overview

4 bd3 ba3,024 sqft3 car garageSingle Family
TypeSingle Family
HOA$850/yr
Built2014
Lot9,609 sqft
Living area3,024 sqft
Price / sqft$170
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanSolid Surface CountersThermostatVaulted Ceiling(s)Walk-in Closet(s)Window Treatments

230 Broad St is a 2014-built home in Hampton Cove, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,024 square feet of living space. Listed at $515,000 (about $170/sqft), 48 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $850 annually.

From the listing

Welcome Home to Hampton Cove! - (Seller is offering $10,000 in seller concessions to the buyer when using the preferred lender) Welcome to your dream home in Winter Haven! Nestled within the gated community of Hampton Cove, this impressive 4-bedroom, 3-bathroom single-family residence offers 3,024 square feet of spacious living designed with comfort and versatility in mind. Step inside to discover beautiful tile flooring throughout the main living areas, complemented by cozy carpeting in the bedrooms. The thoughtfully designed floor plan includes a separate laundry room for added convenience, along with a versatile bonus/theater room that can easily be transformed into a home theater, game room, office, playroom, or additional living space to fit your family's needs. Step outside and enjoy Florida living at its best on the spacious covered and screened-in patio, perfect for morning coffee, family gatherings, or relaxing after a long day. The fenced-in backyard offers privacy and a great space for family and pets. Located in the heart of Winter Haven, this home provides the peaceful feel of a gated community while keeping you conveniently close to shopping, dining, entertainment, and everyday amenities. With plenty of space, flexibility, and indoor-outdoor living, this Hampton Cove home is ready to welcome its next chapter. Schedule your private showing today and come see why this could be the one you've been waiting for!

The essentials

Built
2014
Price / sqft
$170
On market
48 days
Annual tax
$5,523
HOA
$850/yr
Flood zone
X · Low risk
Lot
9,609 sqft
Type
Single Family Residence

At a glance

Single family
Built 2014
3 car garage
9,609 sqft lot
Lot size
3,024 sqft
Living area

Payment

Est. monthly payment
$3,475/mo
Down payment (20%)
$103,000
Property taxes
$460/mo
HOA
$850/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2014
Lot
9,609 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
48
Ceiling Fans(s)
High Ceilings
Open Floorplan
Solid Surface Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Dishwasher
Dryer
Microwave
Range
Refrigerator
Elementary
Jewett School of the Arts
Middle
Discovery Academy of Lake Alfred
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,523
Parcel #
26-28-14-533502-000160

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hampton Cove
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
9,609 sqft
HOA
$850/yr
Stambough Inc

Price history

Date
Event
Price
8/24/2026
Listed for sale
Source: Stellar MLS #P4939630
$515,000
$170/sqft

Neighborhood

230 Broad St
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $515,000
$510,000 – $515,000
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 41 days before it went under contract, and this one is on day 48.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,475/mo
Principal & interest$2,686
Property taxes$460
Insurance$258
HOA$71
Down payment20% · $103,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$515,000

$170 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,024 sq ft

Time on market

48 days

Year built

2014

Monthly payment

About $3,475/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,523 annual tax bill, insurance, and the $850/yr HOA fee.

HOA fee

$850/yr

Managed by Stambough Inc.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDALTON WADE INCListing agent: Katrina MaultsbyListing data from Stellar MLS, MLS# P4939630.

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