669 Sarner Pass Way, photo 1
Active
1 / 54

Overview

5 bd3 ba3,016 sqftSingle Family
TypeSingle Family
HOA$92.25/mo
Built2022
Lot23,148 sqft
Living area3,016 sqft
Price / sqft$207

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsThermostatWalk-in Closet(s)Private YardConvection OvenDishwasherDryerMicrowave

669 Sarner Pass Way is a 2022-built home in Lake Lucerne Ph 5, Winter Haven. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,016 square feet of living space. Listed at $625,000 (about $207/sqft), 5 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $92.25 monthly.

From the listing

Welcome to this beautiful and spacious home, perfectly situated on over half an acre of fully fenced property, offering plenty of room to enjoy outdoor activities, entertaining, and added privacy. The highlight of the backyard is the beautiful pool, added in 2023 and fully enclosed, creating the perfect space to relax, cool off, and enjoy Florida living year-round. It has a 3 car garage expansive drive with parking for up to 9 cars. Heated pool with salt system. Walk in pantry. Inside, the home offers a large and spacious layout with plenty of room for entertaining family and friends. Whether you're gathering indoors or enjoying the expansive outdoor space, this property provides the space and flexibility to fit a variety of lifestyles. With its generous lot, private fenced yard, and inviting enclosed pool area, this home is ready for its next owner to enjoy!

The essentials

Built
2022
Price / sqft
$207
On market
5 days
Annual tax
$5,740
HOA
$92.25/mo
Flood zone
X · Low risk
Lot
23,148 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Private pool
In Ground
0.53 acres
Lot size
3,016 sqft
Living area

Payment

Est. monthly payment
$4,143/mo
Down payment (20%)
$125,000
Property taxes
$478/mo
HOA
$92.25/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
23,148 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground, Fiberglass, Screen Enclosure
Days on Market
5
High Ceilings
Thermostat
Walk-in Closet(s)
Private Yard
Convection Oven
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Elementary
Lake Alfred Elem
Middle
Boone Middle
High
Haines City Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,740
Parcel #
26-28-02-522104-000690

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Lucerne Ph 5
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
23,148 sqft
HOA
$92.25/mo
Access Management

Price history

Date
Event
Price
10/12/2026
Listed for sale
Source: Stellar MLS #TB8556664
$625,000
$207/sqft

Neighborhood

669 Sarner Pass Way
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $625,000
$620,000 – $625,000
99.5% – 100% of listTops out right at the list price
80% of listList price
172 of the last 276 home closings in 33881 landed at this number or higher (62%). The median one sat 42 days before it went under contract, and this one is on day 5.

Sample: 276 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,142/mo
Principal & interest$3,260
Property taxes$478
Insurance$313
HOA$92
Down payment20% · $125,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$625,000

$207 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,016 sq ft

Time on market

5 days

Year built

2022

Monthly payment

About $4,143/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,740 annual tax bill, insurance, and the $92.25/mo HOA fee.

HOA fee

$92.25/mo

Managed by Access Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMARK SPAIN REAL ESTATEListing agent: Miguel ShellieListing data from Stellar MLS, MLS# TB8556664.

Keep exploring Florida

Pick up where you left off, or see what else is out there.