9513 Waterford Oaks Blvd, photo 1
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Overview

5 bd4 ba3,611 sqft3 car garageSingle Family
TypeSingle Family
HOA$2,250/yr
Built2004
Lot16,527 sqft
Living area3,611 sqft
Price / sqft$208
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingDry BarEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room Combo

9513 Waterford Oaks Blvd is a 2004-built home in Waterford Oaks, Winter Haven. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,611 square feet of living space. Listed at $750,000 (about $208/sqft), 32 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $2,250 annually.

From the listing

Welcome to an exceptional 5-bedroom, 3.5 bathroom estate in the highly desirable gated community of Waterford Oaks in Winter Haven, This distinctive home offers a 2023 ROOF; NEW EXTERIOR PAINT; and a ONE YEAR HOME WARRANTY offered by the seller, along with lake access, resort-style outdoor living, flexible living spaces, and exceptional parking. A standout feature is community access to LAKE WINTERSET and the Winter Haven Chain of Lakes. A community boat ramp and dock on Lake Winterset are just a short distance away, offering convenient access for boating, fishing, and water recreation. Situated on a beautifully landscaped corner lot, the property features mature landscaping and elegant architectural details. The property offers exceptional parking with an elegant CIRCULAR DRIVEWAY and a separate SIDE ENTRY DRIVEWAY leading to the three-car garage, providing abundant space for guests, vehicles, and recreational equipment. Inside, the spacious floor plan showcases original hardwood floors, high ceilings, multiple tray ceilings, crown molding, custom built-ins, recessed lighting, and abundant natural light. The living room features custom built-in shelving surrounding an electric fireplace, while the adjoining family room offers a custom entertainment center, built-in shelving, and large windows overlooking the screened outdoor living area. The gourmet kitchen is a true centerpiece of the home, featuring custom wood cabinetry, GRANITE COUNTERTOPS, a substantial CENTER ISLAND with prep sink, built-in appliances, gas range with decorative backsplash and pot-filler faucet, abundant counter space, and generous storage. The kitchen overlooks the pool area and connects easily to the entertaining spaces. A spacious BUTLER'S CHAMBER provides additional cabinetry, workspace, storage, and a convenient laundry area. The luxurious primary suite offers a private retreat with a tray ceiling, accent lighting, large windows, plush carpeting, and a walk-in closet. The en-suite bathroom features dual vanities, tile flooring, a deep soaking tub beneath an arched window, and a spacious walk-in shower. One additional bedroom is currently used as a dedicated pool table/billiards room, offering flexibility as a recreation space or bedroom. Upstairs, an expansive TV room or potential mother-in-law suite provides additional privacy and versatility with a microwave, refrigerator, sink, 1/2 bathroom, and walk-in closet currently used as a small office. The outdoor living space is truly one of the home's major highlights, featuring a screened-in lanai, large pool with a swim-out area, OUTDOOR KITCHEN, barbecue area with NEW BARBECUE GRILL, and spacious brick-paver pool deck. The pool enclosure was rescreened last year, creating an inviting setting for swimming, dining, relaxing, and entertaining. Additional highlights include two tankless water heaters, with one serving the primary bedroom and the other serving the remainder of the home; a private well supplying irrigation for the property and adjacent vacant land which is also available for purchase. Conveniently located near shopping, dining, major roadways, local lakes, LEGOLAND Florida, and other Central Florida attractions, this distinctive estate combines Lake Winterset access, a resort-style saltwater pool, outdoor kitchen, gourmet kitchen, three-car side-entry garage, exceptional parking, multiple entertainment spaces, flexible upstairs living, and significant recent improvements.

The essentials

Built
2004
Price / sqft
$208
On market
32 days
Annual tax
$8,200
HOA
$2,250/yr
Flood zone
X · Low risk
Lot
16,527 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Private pool
Gunite
3 car garage
Circular Driveway
0.38 acres
Lot size
3,611 sqft
Living area

Payment

Est. monthly payment
$5,158/mo
Down payment (20%)
$150,000
Property taxes
$683/mo
HOA
$2,250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
16,527 sqft
Cooling
Central Air
Heating
Central
Parking
Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side, Oversized
Pool
Gunite, In Ground, Lighting, Screen Enclosure
Days on Market
32
Built-in Features
Ceiling Fans(s)
Crown Molding
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Lighting
Outdoor Grill
Outdoor Kitchen
Sidewalk
Sprinkler Metered
Deed Restrictions
Gated Community - Guard
Golf Carts OK
Built-in Oven
Dishwasher
Dryer
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Washer
Wine Refrigerator
Flood Zone X
Annual Tax (2025)
$8,200
Parcel #
26-29-12-687518-000430

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterford Oaks
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
16,527 sqft
Corner LotLandscapedLevel
HOA
$2,250/yr
Joe Zinn

Price history

Date
Event
Price
9/8/2026
Listed for sale
Source: Stellar MLS #L4964939
$750,000
$208/sqft

Neighborhood

9513 Waterford Oaks Blvd
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $750,000
$745,000 – $750,000
99.5% – 100% of listTops out right at the list price
80% of listList price
219 of the last 347 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 32.

Sample: 347 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,157/mo
Principal & interest$3,912
Property taxes$683
Insurance$375
HOA$188
Down payment20% · $150,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$750,000

$208 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,611 sq ft

Time on market

32 days

Year built

2004

Monthly payment

About $5,158/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,200 annual tax bill, insurance, and the $2,250/yr HOA fee.

HOA fee

$2,250/yr

Managed by Joe Zinn.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: David SmallListing data from Stellar MLS, MLS# L4964939.

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