9504 Waterford Oaks Blvd, photo 1
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Overview

5 bd3 ba2,916 sqft3 car garageSingle Family
TypeSingle Family
HOA$2,250/yr
Built2006
Lot16,117 sqft
Living area2,916 sqft
Price / sqft$249
Garage3 car

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About this home

Ceiling Fans(s)Coffered Ceiling(s)Crown MoldingEat-in KitchenHigh CeilingsOpen FloorplanWalk-in Closet(s)Deed Restrictions

9504 Waterford Oaks Blvd is a 2006-built home in Waterford Oaks, Winter Haven. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,916 square feet of living space. Listed at $725,000 (about $249/sqft), 87 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $2,250 annually.

From the listing

Welcome to Waterford Oaks, where timeless architectural details and upgraded finishes set this home apart. Beautifully manicured landscaping and a paver driveway lead to an impressive 5-bedroom, 3-bath pool home with nearly 3,000 square feet of living space and an oversized 3-car garage. Decorative glass double entry doors open to a beautifully detailed interior featuring soaring ceilings, extensive crown molding, substantial millwork, architectural columns and arches, plantation shutters and elegant formal living and dining spaces. Thoughtful details continue throughout the home, creating a level of character and craftsmanship rarely found in newer construction. A versatile fifth bedroom at the front of the home also provides an ideal private office or den. At the center of the home, the kitchen combines function with elevated finishes, including granite countertops, rich wood cabinetry, upgraded KitchenAid appliances, a large breakfast bar and walk-in pantry. The kitchen flows into the spacious family room, where recessed lighting and expansive views toward the pool create a comfortable yet refined gathering space. A three-way split bedroom plan provides exceptional privacy. The primary suite is privately positioned in its own wing and features a spacious bath with dual granite-topped vanities, a soaking tub, separate walk-in shower and generous storage. On the opposite side of the home, a separate bedroom and adjacent full bath create an excellent option for guests or in-law accommodations, while two additional bedrooms and another full bath occupy their own private wing. The home's attention to detail carries outdoors to an expansive covered lanai and screened pool, creating a true extension of the living space with room for outdoor dining, entertaining and relaxing year-round. Mature landscaping adds privacy to the backyard setting. Located within gated Waterford Oaks, residents also enjoy community boat ramp and dock access to Lake Winterset and the Winter Haven Chain of Lakes. The combination of architectural detailing, upgraded finishes, a flexible three-way split floor plan, private pool, oversized 3-car garage and Chain of Lakes access makes this a distinctive opportunity in Winter Haven.

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The essentials

Built
2006
Price / sqft
$249
On market
87 days
Annual tax
$6,776
HOA
$2,250/yr
Flood zone
X · Low risk
Lot
16,117 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Private pool
In Ground
3 car garage
Garage Faces Side
0.37 acres
Lot size
2,916 sqft
Living area

Payment

Est. monthly payment
$4,896/mo
Down payment (20%)
$145,000
Property taxes
$565/mo
HOA
$2,250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
16,117 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Faces Side
Pool
In Ground, Screen Enclosure
Days on Market
87
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Open Floorplan
Walk-in Closet(s)
Deed Restrictions
Gated Community - Guard
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Chain O Lakes Elem
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,776
Parcel #
26-29-12-687518-000320

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterford Oaks
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
16,117 sqft
Oversized Lot
HOA
$2,250/yr
Joe Zinn

Price history

Date
Event
Price
7/24/2026
Listed for sale
Source: Stellar MLS #TB8533115
$725,000
$249/sqft

Neighborhood

9504 Waterford Oaks Blvd
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $725,000
$720,000 – $725,000
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 359 home closings in 33884 landed at this number or higher (62%). The median one sat 40 days before it went under contract, and this one is on day 87.

Sample: 359 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,896/mo
Principal & interest$3,781
Property taxes$565
Insurance$363
HOA$188
Down payment20% · $145,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$725,000

$249 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,916 sq ft

Time on market

87 days

Year built

2006

Monthly payment

About $4,896/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,776 annual tax bill, insurance, and the $2,250/yr HOA fee.

HOA fee

$2,250/yr

Managed by Joe Zinn.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS TAMPA PROPERTIESListing agent: Brooke BoyetteListing data from Stellar MLS, MLS# TB8533115.

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