1020 W Lake Hamilton Dr, photo 1
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Overview

4 bd3 ba3,428 sqftSingle Family
TypeSingle Family
HOANone listed
Built1963
Lot47,681 sqft
Living area3,428 sqft
Price / sqft$207

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About this home

Solid Surface CountersSolid Wood CabinetsWalk-in Closet(s)Fire PitRain GuttersBuilt-in OvenDishwasherDisposal

1020 W Lake Hamilton Dr is a 1963-built home in Pollard Shores, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,428 square feet of living space. Listed at $710,000 (about $207/sqft), 1 day on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Central Florida Lakefront living in Winter Haven, Florida on an acre of land with no HOA. This home is for a buyer who loves lake views, great fishing, skiing and water sports. With over 3,400 square feet, this 4 bedroom 3 bathroom home is located just minutes from downtown, Lego Land and about an hour from Orlando attractions. Move-in ready for your family or start retirement at the lakefront retreat. Spend time in the 18 x 11 workshop or enjoy lounging in the recently added screened room while enjoying the lake views, wildlife and beautiful oaks.

The essentials

Built
1963
Price / sqft
$207
On market
1 day
Annual tax
$4,373
Flood zone
X · Low risk
Lot
47,681 sqft
Type
Single Family Residence

At a glance

Single family
Built 1963
Waterfront
Lake Front
1.09 acres
Lot size
3,428 sqft
Living area

Payment

Est. monthly payment
$4,422/mo
Down payment (20%)
$142,000
Property taxes
$364/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1963
Lot
47,681 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Waterfront
Lake Front
Days on Market
1
Solid Surface Counters
Solid Wood Cabinets
Walk-in Closet(s)
Fire Pit
Rain Gutters
Built-in Oven
Dishwasher
Disposal
Electric Cooktop
Exhaust Fan
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,373
Parcel #
26-28-13-532100-000210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pollard Shores
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
47,681 sqft

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #P4940113
$710,000
$207/sqft

Neighborhood

1020 W Lake Hamilton Dr
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $710,000
$705,000 – $710,000
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 42 days before it went under contract, and this one is on day 1.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,422/mo
Principal & interest$3,703
Property taxes$364
Insurance$355
Down payment20% · $142,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$710,000

$207 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,428 sq ft

Time on market

1 day

Year built

1963

Monthly payment

About $4,422/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,373 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byLOCKHART & ASSOCIATES INCListing agent: Tony Insua, JrListing data from Stellar MLS, MLS# P4940113.

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